States

What Would a Good Neighbor Do Next? California Calls Out State Farm’s Claims Handling

May 05, 2026 By Chip Merlin

The Danger Hidden in Your Proof of Loss: A Costly Lesson from an Appraisal Fee Case

Apr 30, 2026 By Chip Merlin

TDI’s Proposed Appraisal Rules: A Step Forward but with a Few Rough Edges

Apr 29, 2026 By William "Trey" Flournoy

Georgia Is a Valued Policy Law State Regarding Residential Structures

Apr 28, 2026 By Chip Merlin

Water Claims, Denials, and the Quiet Battle Over Time

Apr 26, 2026 By Chip Merlin

Coverage A vs. Coverage B – Court Rejects Carrier’s Attempt to Reclassify Attached Structures

Apr 25, 2026 By Yanet Cordova Quintero

Water Loss from Burst Pipes and Denials—A Big Win for Policyholders

Apr 24, 2026 By Chip Merlin

When Settlement Becomes Leverage: State Farm’s New Proposal for Settlement Tactic

Apr 22, 2026 By Jimmy DePalo

The AAA Umpire in Insurance Appraisals

Apr 20, 2026 By Chip Merlin

A Retired Judge, a Hailstorm, and a “Corporate Secret”

Apr 19, 2026 By Chip Merlin

Arson Found at Summary Judgment? A Decision That Should Make Every Policyholder Nervous

Apr 18, 2026 By Chip Merlin

Policyholders May Lose Replacement Cost Benefits Because of Their Testimony

Apr 17, 2026 By Lantz Savage and Chip Merlin