Sewage Loss, Microbial Damage: The $5,000 Limitation Trap Insurers Hope You Don’t Challenge May 11, 2026 By Chip Merlin
The Deadline That Kills Claims: Why This Case Should Scare Every Public Adjuster May 07, 2026 By Chip Merlin
The Elephant in the Room: Why California Wildfire Claims Exams Miss the Real Story Behind Wrongful Conduct May 06, 2026 By Chip Merlin
What Would a Good Neighbor Do Next? California Calls Out State Farm’s Claims Handling May 05, 2026 By Chip Merlin
The National Board of Fire Underwriters: The Insurance Cartel that Built Modern Property Insurance May 03, 2026 By Chip Merlin
The Insurance Industry’s Forgotten Truth: It Was Never Meant to Be a Free Market May 02, 2026 By Chip Merlin