Industry Professionals

The National Board of Fire Underwriters: The Insurance Cartel that Built Modern Property Insurance

May 03, 2026 By Chip Merlin

The Insurance Industry’s Forgotten Truth: It Was Never Meant to Be a Free Market

May 02, 2026 By Chip Merlin

Why Insurance Adjusters Are Afraid to Tell the Truth

Apr 27, 2026 By Chip Merlin

The Insurance Industry’s Dirty Little Secret: Filing a Claim Makes Customers Leave

Apr 23, 2026 By Chip Merlin

The Dirty Secret of Claims Handling: Why the System Is Failing Policyholders and Who Has the Courage to Admit It?

Apr 21, 2026 By Chip Merlin

A Retired Judge, a Hailstorm, and a “Corporate Secret”

Apr 19, 2026 By Chip Merlin

Paul Butler Passes

Apr 16, 2026 By Chip Merlin

Why Do Judges Keep Demanding That Policyholders Understand the Insurance Contract?

Apr 11, 2026 By Chip Merlin

The New Wildfire Building Code Isn’t a Law, but It Impacts Your Policy

Apr 03, 2026 By Chip Merlin

Racing to the Bottom with Direct Inspection, Virtual Inspection, and Inspection-Only Claims Adjustment

Apr 02, 2026 By Chip Merlin

Commercial Vacancy Clause Defeated Coverage, While Tools Stayed, but the Business Didn’t

Mar 25, 2026 By Chip Merlin

Engineering Standards or Engineered Outcomes for Insurance Companies?

Mar 23, 2026 By Chip Merlin