States

Why an Advance Payment Doesn’t Mean Your Claim Is Covered (Even in Wildfire Cases)

Jun 20, 2025 By Derek Chaiken

Homeowners Can Claim Replacement Costs Even if Repairs Aren’t Done

Jun 19, 2025 By Chip Merlin

Conflict of Laws Texas Style: When New York Law Governs a Texas Loss

Jun 17, 2025 By Chip Merlin

State Farm Loses Roof Water Damage and Bad Faith Trial

Jun 16, 2025 By Chip Merlin

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Jun 13, 2025 By Dalli Seyb

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Jun 12, 2025 By Chip Merlin

Protective Safeguard Endorsements Are Dangerous to Coverage

Jun 11, 2025 By Chip Merlin

Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

Jun 10, 2025 By Chip Merlin

Don’t Like the Appraisal Award? Here’s Why That’s Not Enough to Avoid Its Finality

Jun 09, 2025 By Chip Merlin

When the Named Insured Dies: A Hard Lesson on Coverage, Legal Standing, and Policy Renewal

Jun 08, 2025 By Chip Merlin

Will California’s Smoke Claims Task Force Actually Protect Homeowners?

Jun 07, 2025 By Chip Merlin

Are California Insurers Playing “See No Evil” When It Comes to Wildfire Smoke?

Jun 06, 2025 By Chip Merlin