States

Is the Insurance System Being Rigged Against California Policyholders?

May 13, 2026 By Chip Merlin

Texas Supreme Court Reaffirms Johnson

May 12, 2026 By William "Trey" Flournoy

Sewage Loss, Microbial Damage: The $5,000 Limitation Trap Insurers Hope You Don’t Challenge

May 11, 2026 By Chip Merlin

Why Old Property Policies Fail Modern Cyber Fraud Losses

May 10, 2026 By Chip Merlin

The ACV Mirage: Insurers Try to Turn Coverage into Scrap Value

May 09, 2026 By Chip Merlin

The Deadline That Kills Claims: Why This Case Should Scare Every Public Adjuster

May 07, 2026 By Chip Merlin

The Elephant in the Room: Why California Wildfire Claims Exams Miss the Real Story Behind Wrongful Conduct

May 06, 2026 By Chip Merlin

What Would a Good Neighbor Do Next? California Calls Out State Farm’s Claims Handling

May 05, 2026 By Chip Merlin

The Danger Hidden in Your Proof of Loss: A Costly Lesson from an Appraisal Fee Case

Apr 30, 2026 By Chip Merlin

TDI’s Proposed Appraisal Rules: A Step Forward but with a Few Rough Edges

Apr 29, 2026 By William "Trey" Flournoy

Georgia Is a Valued Policy Law State Regarding Residential Structures

Apr 28, 2026 By Chip Merlin

Water Claims, Denials, and the Quiet Battle Over Time

Apr 26, 2026 By Chip Merlin