States

Can an Insurer Demand Multiple Proofs of Loss? A Partial Proof May Be Enough

Jan 04, 2026 By Chip Merlin

Reading Between the Lines of California’s $22.4 Billion Wildfire Claims Announcement

Jan 02, 2026 By Chip Merlin

What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance?

Dec 26, 2025 By Chip Merlin

Public Adjuster Contract Compliance – Who is Responsible When Rules Are Not Clear?

Dec 23, 2025 By Picl Guest Blogger

A Wrong Insurance Application Answer Destroys Coverage

Dec 22, 2025 By Chip Merlin

Tackling the Toxic Aftermath: Insights from United Policyholders’ “Wildfire Smoke Damage and Your Insurance Rights” Webinar

Dec 21, 2025 By Daniel Veroff

The “Cosmetic Damage Exclusion” Won: What a Court Said About Hail-Dented Metal Roofs

Dec 20, 2025 By Chip Merlin

Adjustment Time Still Counts in Period of Restoration Disputes

Dec 18, 2025 By Chip Merlin

Large Business Interruption Verdict Results in Post-Trial Fights

Dec 17, 2025 By Chip Merlin

Frozen Pipes, Water Loss, and Winter Lessons

Dec 16, 2025 By Chip Merlin

The Long Shadow of State Farm’s Water Damage Exclusions

Dec 12, 2025 By Chip Merlin

Fight Over Appraisal: Tennessee Court Reaffirms What Appraisers Can and Cannot Decide

Dec 11, 2025 By Chip Merlin