States

How Insurance Lobbyists Quietly Hijack State Law

Feb 05, 2026 By Chip Merlin

The Hidden “Wind-Driven Rain” Trap in Water Damage Claims

Feb 04, 2026 By Chip Merlin

Nevada’s Wildfire Coverage Exclusion vs. California’s Mandatory Fire Coverage

Feb 03, 2026 By Derek Chaiken

Texas Is Becoming a Game of Procedural Precision Where Claim Attention to Detail Is Paramount

Feb 02, 2026 By Chip Merlin

“Below the Deductible” Isn’t the End of the Story in Hail Damage Ruling

Feb 01, 2026 By Chip Merlin

Trump’s Executive Order Promises Speed but Wildfire Survivors Wait on Insurance Checks

Jan 30, 2026 By Chip Merlin

It’s Time: California Needs Science-Based Standards for Wildfire Insurance Claims

Jan 29, 2026 By Derek Chaiken

Ice Dams, Lay Witnesses, and Bad Faith Claim Handling

Jan 28, 2026 By Chip Merlin

The Accusation Was Loud and Dismissal Silent: Ricky McGraw Fraud Case Dismissed

Jan 27, 2026 By Chip Merlin

Causation in Texas Is Not a Guessing Game and Critical for Recovery

Jan 26, 2026 By Chip Merlin

Why Is State Farm Asking the Oklahoma Supreme Court to Protect Its Secret Claims Playbook?

Jan 22, 2026 By Chip Merlin

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

Jan 17, 2026 By Chip Merlin