States

Why Is Florida Letting Surplus Lines Insurers Send Florida Policyholders to New York?

Jun 08, 2026 By Chip Merlin

Do Dead Human Bodies Cause Covered Property Damage? Florida Court Says Yes

Jun 07, 2026 By Chip Merlin

Colorado Shows How to Make Property Insurance More Available and Affordable

Jun 06, 2026 By Chip Merlin

Why Did the Insurer Deny Coverage After the Railroad Mitigated Loss? Understanding Deductibles and Business Interruption

Jun 02, 2026 By Chip Merlin

The Portofino Appraisal Fight Heads to Appeal—Why Every Property Insurance Professional Should Be Watching

Jun 01, 2026 By Chip Merlin

A Sewer Backup Endorsement That Vanished When It Was Needed Most

May 30, 2026 By Chip Merlin

The Insurance Industry’s Quiet War Against Public Adjusters Update

May 29, 2026 By Chip Merlin

Where Did the Term “Lowballing” Come From?

May 28, 2026 By Chip Merlin

Fence Me In! Court Refuses to Let an Impossible Protective Safeguard Defeat Coverage

May 26, 2026 By Chip Merlin

A Former Chief Justice, State Farm, and a Constitutional Fight Over Oklahoma Hail Claims

May 25, 2026 By Chip Merlin

The Insurance Industry’s New Playbook: “Hire a Public Adjuster, and You May Lose Coverage”

May 24, 2026 By Chip Merlin

State Farm Water Damage Denial Reversed as Court Limits Genuine Dispute Defense

May 23, 2026 By Stephanie Rowe and Derek Chaiken