California

The Courthouse Clause Trap and a Warning to Agents Selling Insurance with These Clauses

Jun 17, 2026 By Chip Merlin

Abalone, Wildfire, and Efficient Proximate Cause: A Very California Insurance Coverage Lesson

Jun 15, 2026 By Chip Merlin

State Farm Water Damage Denial Reversed as Court Limits Genuine Dispute Defense

May 23, 2026 By Stephanie Rowe and Derek Chaiken

Is the Insurance System Being Rigged Against California Policyholders?

May 13, 2026 By Chip Merlin

The Elephant in the Room: Why California Wildfire Claims Exams Miss the Real Story Behind Wrongful Conduct

May 06, 2026 By Chip Merlin

What Would a Good Neighbor Do Next? California Calls Out State Farm’s Claims Handling

May 05, 2026 By Chip Merlin

Water Claims, Denials, and the Quiet Battle Over Time

Apr 26, 2026 By Chip Merlin

Water Loss from Burst Pipes and Denials—A Big Win for Policyholders

Apr 24, 2026 By Chip Merlin

The New Wildfire Building Code Isn’t a Law, but It Impacts Your Policy

Apr 03, 2026 By Chip Merlin

Think You Have a Bad Faith Case? Here’s What Courts Actually Require in California

Mar 27, 2026 By Chip Merlin

California Advances Nation’s First Smoke Damage Insurance Standards

Mar 14, 2026 By Daniel Veroff

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Mar 06, 2026 By Derek Chaiken