When making a non-flood claim for Hurricane Matthew related damage to your insurer you must comply with the insurance policy’s post loss conditions. This includes the timely filing of a Sworn Proof of Loss form. Generally, Proof of Loss provisions are worded in one of two ways. The first only requires that the proof be filed within sixty days of the insurers written request. The second and much more critical wording provides that the insured must submit the Sworn Proof of Loss, to the insurer, within sixty (60) days from the date of loss. This wording does not require a request from the insurer to trigger compliance with this mandatory post loss policy Condition.

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