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Extra Expense Coverage Is About Business Survival, Not Just Saving the Insurer Money

Sep 11, 2026 By Chip Merlin

Xactimate Wasn’t Low Enough: The Internal Claims Manual for Paying Even Less

Sep 02, 2026 By Chip Merlin

Did State Farm Build a $1.4 Billion Roof-Claim Machine?

Aug 28, 2026 By Chip Merlin

The Three-Page Insurance Policy: Easier at Claim Time or Just an Easier Gimmicky Sale?

Aug 23, 2026 By Chip Merlin

Twenty-Five Years of Leadership: Celebrating Keona Williams

Aug 13, 2026 By Chip Merlin

A New York Lesson for a Florida Loss: Why Prompt Notice of Loss and Policy Language Matter More Than You Think

Mar 30, 2026 By Chip Merlin

What Is Reasonable Care to Maintain Heat in a Frozen Pipe Claim?

Mar 20, 2026 By Chip Merlin

How to Properly Insure Property Held in Trust

Feb 28, 2026 By Chip Merlin

The Commercial Crime Policy May Not Protect You from a Forged Merchant Agreement and DocuSign Fraud

Feb 16, 2026 By Chip Merlin

Piracy on the Rise in Tampa Bay!

Jan 31, 2026 By Chip Merlin

Exact Proofs of Loss and Flood Claims: Procedure Drowns Reality

Jan 21, 2026 By Chip Merlin

The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

Jan 19, 2026 By Chip Merlin