Jason Cieri

Jason Cieri Jason M. Cieri focuses his practice of law in the areas of first party property damage cases and insurance agent negligence. He is a former Hudson County Assistant Prosecutor working in the appellate, juvenile, pre-indictment court and a trial lawyer before the Honorable Judge Frederick Theemling. He uses the experience gained while working in the Hudson County Prosecutor’s Office to defend those who were cheated by their insurance companies from the monies they deserve. Read More...

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AmTrust Buys Tower Insurance But Finds a Way to Not Pay Tower’s Pending Claims

Most people think insurance companies are flush with billions in cash as they continually underpay and deny claims. For most of the big insurance companies, this is true, but for some smaller companies spread across the country and localized in certain states, solvency can become an issue. Often, insurance companies such as Tower Insurance get … Continue Reading

New Jersey Senate Passes Bad Faith Bill

Recently, the New Jersey Senate passed S-2144, entitled the New Jersey Insurance Fair Conduct Act. While the bill still must go through the Assembly and be signed by the Governor, this is much welcomed news by insureds and their representatives. Since 1993, insureds have had basically no right to bad faith claims against their insurers … Continue Reading

Policyholder Deposits Check and Loses Rights!

Accord and satisfaction are legal terms frequently used in insurance contract dispute and often included in any insurance carrier’s Answer and Affirmative Defenses to any complaint filed. An agreement (accord) between two contracting parties to accept alternate performance to discharge a preexisting duty between them and the subsequent performance (satisfaction) of that agreement.… Continue Reading

Appellate Court Reverses Lower Court’s Dismissal of Plaintiffs Data-Breach Claim

In a win for third-party victims of a cyber security attack, the United States Court of Appeals, District of Columbia reversed a lower court’s decision dismissing a class-action suit against their health insurer for breach of contract, negligence, and violation of various state consumer-protection statutes, after their personal information was stolen during a data breach.1… Continue Reading

New York Restaurant’s Data Breach Not Covered Under Their Business Owners Policy

Restaurants are prime targets for hackers. Restaurants gather customer credit card information on a daily basis and are responsible for storing and protecting that information. All restaurant owners should have insurance policies that not only cover their physical property damage and business interruption in case of property damage, but data breaches as well. Data breaches, … Continue Reading

I’ve Been Hacked! Am I Covered?

In the wake of the Equifax, Target, Yahoo, and even the SEC being hacked, many small businesses are wondering how can they protect themselves when major companies with much larger budgets and cybersecurity techs on staff can’t protect themselves. I recently went to a course where one of the speakers said: “There are two types … Continue Reading

Ex-Chubb Vice President of Claims Says Company Destroyed Pertinent Litigation Documents

Anthony Guerriero, a former vice president in charge of claims, filed a lawsuit in Union County Superior Court, New Jersey, claiming he was fired after raising concerns that Chubb destroyed documents related to insurance claims litigation and asked him to keep quiet about it. He alleges that company officials disregarded legal department notices about preserving … Continue Reading

New York Choice of Law

Insurance policies are complicated enough without getting into what law from what state will apply. Some policies have a special “choice of law” or “governing law” provision that allows the parties to agree that a particular state’s laws will be used to interpret the agreement even if the insured lives in a different state.… Continue Reading

Chubb Awarded $12.3 Million in Insurance Fraud Scheme

Chubb Corporation has a good reputation in the insurance industry for fairly handling claims and paying insureds what they are owed. Chubb fell victim to an overzealous adjuster, Dennis Sorge, who was colluding with a contractor he hired to estimate repair costs. The contractor, Paul H. Mertz Jr., would inflate the estimates and then Sorge … Continue Reading

Well…Another Bad Faith Case in Massachusetts

Shaun Harrington was subcontracted to install a well on the McLaughlins’ property (sorry for the bad pun in the title). Unfortunately, in July and August of 2003, this well starting pumping salt water onto the McLaughlin’s irrigation system causing extensive damage. A claim was submitted to Harrington’s insurer, American States Insurance Company (ASIC) on November … Continue Reading
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