Jason Cieri

Jason Cieri Jason M. Cieri focuses his practice of law in the areas of first party property damage cases and insurance agent negligence. He is a former Hudson County Assistant Prosecutor working in the appellate, juvenile, pre-indictment court and a trial lawyer before the Honorable Judge Frederick Theemling. He uses the experience gained while working in the Hudson County Prosecutor’s Office to defend those who were cheated by their insurance companies from the monies they deserve. Read More...

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I Sold My Property, How Does That Affect My Claim?

Due to the insurance carriers delay, deny defend tactics, my homeowner clients are often put into the precarious position of selling their property during the pendency of the claim. The question I’m always asked at that point it, “how will the sale of my property affect my claim?” I usually go into an explanation about … Continue Reading

Collapse Loss Ambiguity Determined With Dictionary Help

Feenix Parkside LLC owed a commercial building that incurred a partial collapse to their ceiling. When Feenix sought coverage for the collapse, the insurer—Berkley North Pacific—denied coverage for the loss. When Feenix reported the loss, they stated the collapse was due to decay, which was a gradual decline in strength and soundness.… Continue Reading

How to File a Complaint with the Connecticut Division Of Insurance About Your Delaying, Denying and Bad Treating Insurance Company

The mission of the Connecticut Insurance Department is consumer protection. The Department carries out its mission by enforcing state insurance laws to ensure policyholders are treated fairly, by providing assistance, outreach, and education to help consumers make sound choices, and by regulating the industry in a fair and consistent manner that fosters market competition for … Continue Reading

How To File A Complaint With The Commonwealth Of Massachusetts, Division Of Insurance About Your Delaying, Denying And Bad Treating Insurance Company

The Massachusetts Consumer Service Department responds to inquiries and assists consumers in resolving insurance complaints against insurers, producers and other licensees. Consumer Services also advises consumers of their options and rights under their policies, state laws and regulations. They maintain a database which has an inventory of all written complaints and inquiries received from the … Continue Reading

Church vs. Church – Court Uses Dictionary to Define “Decay”

Easthampton Congregational Church submitted an insurance claim to Church Mutual Insurance Company when their roof suddenly collapsed. Church Mutual denied coverage for faulty construction after they sent their engineer, Joseph Malo, out to inspect the property. Mr. Malo noted, and the insured agreed, there was “progressive failure of the fasteners used to attach the layers … Continue Reading

Chocolatier Gets Sweet Revenge on Chubb

In a Second Circuit decision, the court of appeals revived Madelaine Chocolate Novelties Inc.’s Superstorm Sandy claim against Chubb for property damage and business interruption for an additional $49 million in coverage. In overruling the lower court, the appellate court found that the lower federal court failed to properly evaluate all the relevant policy provisions.1… Continue Reading

Rutgers Law Professor Debunks Notion of Increased Premiums With New Jersey Fair Conduct Act

In a recent op-ed article published in the Star Ledger, Rutgers Law Professor Jay Feinman debunked the myth that insurance companies have been using for decades to prevent good faith claims handling bills from passing through the legislature. As Feinman noted, insurance companies argue that the Insurance Fair Conduct Act (IFCA) is unnecessary and would … Continue Reading

Court Allows Consequential Damages Claim to Proceed

Tiffany Tower Condominium LLC sustained damages during Superstorm Sandy. In November 2012, the insured filed a claim with their insurer, Insurance Company of Greater New York, for damages sustained during the storm. Greater New York paid the claim out in December 2012. In September 2014, Tiffany Tower submitted a supplemental claim to Greater New York … Continue Reading

AmTrust Buys Tower Insurance But Finds a Way to Not Pay Tower’s Pending Claims

Most people think insurance companies are flush with billions in cash as they continually underpay and deny claims. For most of the big insurance companies, this is true, but for some smaller companies spread across the country and localized in certain states, solvency can become an issue. Often, insurance companies such as Tower Insurance get … Continue Reading

New Jersey Senate Passes Bad Faith Bill

Recently, the New Jersey Senate passed S-2144, entitled the New Jersey Insurance Fair Conduct Act. While the bill still must go through the Assembly and be signed by the Governor, this is much welcomed news by insureds and their representatives. Since 1993, insureds have had basically no right to bad faith claims against their insurers … Continue Reading

Policyholder Deposits Check and Loses Rights!

Accord and satisfaction are legal terms frequently used in insurance contract dispute and often included in any insurance carrier’s Answer and Affirmative Defenses to any complaint filed. An agreement (accord) between two contracting parties to accept alternate performance to discharge a preexisting duty between them and the subsequent performance (satisfaction) of that agreement.… Continue Reading

Appellate Court Reverses Lower Court’s Dismissal of Plaintiffs Data-Breach Claim

In a win for third-party victims of a cyber security attack, the United States Court of Appeals, District of Columbia reversed a lower court’s decision dismissing a class-action suit against their health insurer for breach of contract, negligence, and violation of various state consumer-protection statutes, after their personal information was stolen during a data breach.1… Continue Reading
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