Picl Guest Blogger

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The Use of Shrink Wrap on Roofs

Note: This guest post is by Steven Thomas. As President and Owner of Roof Leak Detection Company, Inc., Steven Thomas has evaluated over 20,000 roofing systems on commercial, industrial, and residential properties, and has been qualified in court as an expert in regards to roof testing and evaluations. His company is an approved Testing Laboratory … Continue Reading

Why Major Hail Storms Commonly Turn Out to be More Wind Than Hail

Note: This guest blog is by Lewis O’Leary, who has served as both a forensic investigator and restoration contractor since Hurricane Camille (1969). He has a degree in the fields of Mechanical Engineering and Architecture, is the Chairman of the Education Committee for the Building Envelope Science Institute, and is a design/build, General Contractor licensed … Continue Reading

Tropical Winds Cause Latent Damage at Much Lower Wind Speeds than Previously Thought

Note: This guest blog is by Lewis O’Leary, who has served as both a forensic investigator and restoration contractor since Hurricane Camille (1969). He has a degree in the fields of Mechanical Engineering and Architecture, is the Chairman of the Education Committee for the Building Envelope Science Institute, and is a design/build, General Contractor licensed … Continue Reading

Ten Tips: How To Make Your Claim Easy to Pay

Note: This guest blog is by Curtis Hutchens, an AV Martindale Hubell preeminent lawyer, a Florida Supreme Court Certified Civil and County Court mediator, a qualified arbitrator and a Windstorm Insurance Network (WIND) Umpire and Fellow and serves as President of WIND. He also serves the legal community as a Florida Bar Grievance and Fee … Continue Reading

Review of Texas Department of Insurance Bulletins on Roof Replacement with Multiple Overlays

Note: This is a guest blog written by Dwayne Hall, a public insurance adjuster in Texas. On June 11, 1993, the Texas Department of Insurance (TDI) issued a bulletin to address replacement of damaged roofs. The bulletin specifically set forth the position of the Department regarding the payment of a claim for a roof damaged loss … Continue Reading

Insurance Companies Using Preferred Contractors to Settle Claims Not in Policyholders Best Interest

Note: This is a guest blog written by Charles R. Tutwiler of Tutwiler & Associates. Mr. Tutwiler has been assisting policyholders with his own firm since 1984. Mr. Tutwiler posts on his blog, On Property, is a contributing writer to Anderson Kill’s The Loss Advisor, and a contributor to United Policyholders as a featured expert. … Continue Reading

Bigger Than The Blaze

Note: This guest blog is by Chris Aldrich, a firefighter for 23 years, (19.5 in Toms River with 2 of the 19 years as Fire Chief, 12 years as a command officer, 3.5 years in Whitesville FD, Jackson Township serving currently as Fire Commissioner), as well a Deputy Fire Coordinator, with the Ocean County Fire … Continue Reading

A Step in the Right Direction: Appraisal Awards Satisfy Condition Precedent to Bad Faith Actions

(Note: This guest blog is by Ashley Smith, a third-year law student clerking in our Tampa, Florida, office) A new opinion takes a step in the right direction for Florida policyholders seeking to hold insurance carriers accountable for their conduct in the adjustment of insurance claims. The Second District Court of Appeal’s opinion in Hunt … Continue Reading

Tornadoes, Tornadoes, Tornadoes

(*Chip Merlin’s Note–Rocco Calaci has been a noted meteorology expert witness in the Katrina Legal Wars. Click here to read his previous guest blogs) Tropical Storm / Hurricane / Tropical Storm Isaac is gone, but it generated numerous tornadoes along the East Coast; from Florida to the Carolinas, in Alabama, Mississippi and Louisiana. In my … Continue Reading

How to Prepare for the Hurricane Season and Avoid Being Underinsured for Business Interruption Coverage

*(Note: Bob Glasser is a managing director at BDO Consulting, a division of BDO and Seidman, LLP, in the New York office. Mr. Glasser is a certified public accountant, a certified fraud examiner and a certified insolvency reorganization accountant, with more than thirty years of diverse financial management and accounting experience at public and private companies. … Continue Reading

Rocco Calaci’s Tropical Update – July 2010

(*Chip Merlin’s Note–Rocco Calaci has been a noted meteorology expert witness in the Katrina Legal Wars. Click here to read his previous guest blogs) In late April and May 2010, I wrote about the La Niña situation in the eastern Pacific Ocean, how it would develop, and its impact on the 2010 Atlantic hurricane season. … Continue Reading

A Guest Letter Calling For a Veto of the Insurance Bill

The Honorable Governor Crist: I respectfully request that you veto the insurance legislation recently passed in SB 2044. While there are many good provisions in this bill including some of the Public Adjusting proposed changes, other provisions will cause great harm to Florida policyholders particularly when the next big storm or other perils impact already … Continue Reading
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