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Underinsurance gaps are not good for policyholders or insurers. Colorado Insurance Commissioner Michael Conway said a lot during his brief appearance at the Rocky Mountain Association of Public Insurance Adjusters meeting on Thursday. In Colorado Insurance Commissioner Michael Conway Continues Efforts to Help and Assist Policyholders Impacted by the Marshall Fire, we applauded Conway for taking a very transparent and informative role about the insurance issues in Colorado. While stating that there are no easy answers to solve the underinsurance issue, he showed a deep understanding of the issue and promised to do something about it.
Continue Reading Colorado Insurance Commissioner Talks About the Underinsurance Problems in Colorado

The Rocky Mountain Public Insurance Adjuster Association (RMAPIA) will hold its Fall Meeting starting on Wednesday, November 3, in Denver. Yours truly will have two special Merlin Law Group attorneys, Larry Bache and Jon Bukowski, explaining what we see as the top property insurance claims trends throughout the Rocky Mountain states and the coverage gaps issue causing more problems for policyholders.
Continue Reading Rocky Mountain Public Insurance Adjusters Meet on November 3 & 4 in Denver

The above photo is of Kaye Beneke, Justin Skipton, and Kalon deLuise, taken while we prepared for a session regarding claims ethics for next Monday’s joint session hosted the Texas Association of Public Insurance Adjusters (TAPIA) and the Rocky Mountain Association of Public Insurance Adjusters (RMAPIA).
Continue Reading Welcome to The Twilight Zone! Texas and Rocky Mountain Public Adjusters Hold a Joint and Virtual Property Claims Training Next Week

During the recent Summer 2018 RMAPIA Conference, Larry Bache and I had an opportunity to discuss regulations and remedies available to first party policyholders within the RMAPIA states. Continuing that discussion, this post will review the legal remedies available to Idaho policyholders enduring the frustration of a delayed or denied insurance claim. Fortunately, Idaho provides several remedies to assist policyholders in their efforts to recover insurance benefits due and owing under an insurance policy.
Continue Reading Idaho Denied or Delayed Property Damage Claims