Hail

Cosmetic Damage Exclusion Revisited: The Eighth Circuit Gives New Meaning to “To the Same Extent”

Jul 29, 2026 By Chip Merlin

Can a Metal-Roof Hail Endorsement Be “Largely Illusory” — A Texas Federal Court Says the Facts May Matter

Jul 23, 2026 By William "Trey" Flournoy

Did State Farm Win the Battle but Lose the Advantage in the Oklahoma Hail Claims War?

Jun 26, 2026 By Chip Merlin

A Former Chief Justice, State Farm, and a Constitutional Fight Over Oklahoma Hail Claims

May 25, 2026 By Chip Merlin

The Importance of Determining the Hail Loss Date

Mar 09, 2026 By Chip Merlin

The “Cosmetic Damage Exclusion” Won: What a Court Said About Hail-Dented Metal Roofs

Dec 20, 2025 By Chip Merlin

Small Hail, Big Consequences: IBHS Study Is Now Published

Sep 30, 2025 By Chip Merlin

When Insurers’ Own Science Shows Small Hail Can Wreck Roofs

Sep 18, 2025 By Chip Merlin

State Farm Wins Texas Worn-Out Roof Damage Case: Lesson About Texas Hail Damage Cases, Expert Testimony, and the Very Unique Texas Concurrent Causation Rule

Nov 30, 2024 By Chip Merlin

State Farm Wins Alabama Worn Out Roof Damage Case: Lesson About Hail Damage Cases, Expert Testimony, and Investigation Standards

Nov 29, 2024 By Chip Merlin

What Is Cosmetic Damage?

Jul 25, 2024 By Chip Merlin

Drew Houghton Featured in Hail Damage Webinar Today

Jul 25, 2024 By Chip Merlin