When hurricane season 2021 began a few months ago, the National Oceanic and Atmospheric Administration (NOAA) predicted that this would be another active Atlantic hurricane season.1 In the past week, two storms, Fred and Grace, passed near Puerto Rico and fortunately only left a few inches of rain in some areas of the island. We are now in the middle of what many experts consider peak hurricane season in the Caribbean – September being the most active month.
Continue Reading Puerto Rico Hurricane Season 2021

Hurricane season is just around the corner. The Weather Channel’s 2021 Atlantic Hurricane Season Outlook predicts another above-average season, meaning policyholders must take the time to ensure they are adequately prepared. Preparation extends to both safeguarding your home and addresses any coverage gaps or underinsurance issues with your policy.
Continue Reading Policyholder Preparations for an Active 2021 Hurricane Season

Insurance coverage gaps, miswritten policies, and non-reviewed insurance policies are routinely found after hurricanes do catastrophic coverage. It is still not too late for business owners in hurricane country to review their insurance policies, meet with their insurance agents, and get a plan in place.
Continue Reading What Should Business Owners Do Now to Prepare For Hurricane Season—Tuesdays at 2 With Chip Merlin

Hurricane Dorian

Before law school, I worked for nearly two years at the Florida Division of Emergency Management. During major events, I served on the State Emergency Response Team at the emergency operations center in Tallahassee. With Hurricane Dorian projected to impact Florida, I wanted to take a moment to provide you some of the insights that I learned as a former member of Florida’s emergency management team.
Continue Reading Staying Informed During Hurricane Dorian

One of the most bizarre hurricane stories ever told to me was from a client’s son in Bay St. Louis, Mississippi following Hurricane Katrina. While holding on for his life in flood waters, a chihuahua came floating by him on a surfboard. I just have a hard time imagining that but look at the photo above. One of the saddest hurricane stories is the death of twelve seniors at a Florida nursing home following Hurricane Irma. The people responsible for taking care of them are now facing criminal prosecution.
Continue Reading Hurricane Dorian Preparation For The Elderly, Disabled, and Pets

At this point, it seems that Hurricane Florence will strike and cause damage to buildings and homes beginning on Thursday, September 13, 2018. While hurricanes seem to always have an ingredient of unpredictability, the experts at the National Hurricane Center are warning of extreme winds, intense rain and storm surge.
Continue Reading What Your Property Insurance Company Doesn’t Want You to Know about Hurricane Florence