Insurance coverage gaps, miswritten policies, and non-reviewed insurance policies are routinely found after hurricanes do catastrophic coverage. It is still not too late for business owners in hurricane country to review their insurance policies, meet with their insurance agents, and get a plan in place.
Continue Reading What Should Business Owners Do Now to Prepare For Hurricane Season—Tuesdays at 2 With Chip Merlin

Hurricane Dorian

Before law school, I worked for nearly two years at the Florida Division of Emergency Management. During major events, I served on the State Emergency Response Team at the emergency operations center in Tallahassee. With Hurricane Dorian projected to impact Florida, I wanted to take a moment to provide you some of the insights that I learned as a former member of Florida’s emergency management team.
Continue Reading Staying Informed During Hurricane Dorian

One of the most bizarre hurricane stories ever told to me was from a client’s son in Bay St. Louis, Mississippi following Hurricane Katrina. While holding on for his life in flood waters, a chihuahua came floating by him on a surfboard. I just have a hard time imagining that but look at the photo above. One of the saddest hurricane stories is the death of twelve seniors at a Florida nursing home following Hurricane Irma. The people responsible for taking care of them are now facing criminal prosecution.
Continue Reading Hurricane Dorian Preparation For The Elderly, Disabled, and Pets

At this point, it seems that Hurricane Florence will strike and cause damage to buildings and homes beginning on Thursday, September 13, 2018. While hurricanes seem to always have an ingredient of unpredictability, the experts at the National Hurricane Center are warning of extreme winds, intense rain and storm surge.
Continue Reading What Your Property Insurance Company Doesn’t Want You to Know about Hurricane Florence

The Carolinas are bracing for the impacts of Hurricane Florence – currently a Category 4 hurricane at time of publication. Unlike many storms when the hurricane track is hotly debated, and landfall is anyone’s guess, the tracking models seem to be in agreement:

Hurricane Florence


Continue Reading Hurricane Florence Categorized as Extremely Dangerous – Precautions Mandatory

Hurricane season has begun early this year, with the first named storm of the season, Alberto, making its appearance just days before the official season start date, which is June 1st. Tropical Storm Alberto is headed for the Gulf Coast and is expected to bring tropical storm conditions, including flooding rains, coastal storm surges, and high winds over the holiday weekend. Alberto is expected to strengthen within the next 72 hours, and may intensify to hurricane strength. Alberto’s winds have the capability of producing tornados. Additionally, the risk of flooding is heightened due to the heavy rain that has occurred over the past couple weeks.
Continue Reading The First Named Storm of the Season Has Formed – What Do I Need to Know?

With Harvey still in our rear-view mirror, many Houstonians and coastal Texans are fearing what the 2018 Hurricane and storm season will bring. Many policyholders are still fighting their insurance carriers to recover on their Hurricane Harvey claims. With numerous claims being denied or underpaid—several policyholders have not moved back into their homes due to the need for extensive repairs, leaving homes uninhabitable in the current condition. Others however are, for one reason or another, still living in their home although it is in dire need of repair. In either situation, many are left wondering if they will recover from Harvey in time to brace themselves and their home for the next storm.
Continue Reading Have You Recovered from Hurricane Harvey? Are You Ready for the 2018 Hurricane Season? Follow These Practical Tips to Guide You from One Hurricane to the Next