Bad faith cases really should be named “lack of good faith” cases because the duty is on the insurance company to act in the utmost of good faith and fair dealing with the policyholder. “Bad” has nothing to do with it. Alabama, however, carries the “bad faith” definition one step further by delineating a cause of action for “abnormal bad faith.”
Continue Reading
Alabama policyholders can seek assistance with their insurance claims through the Alabama Department of Insurance website found here. When a policyholder feels they have hit a wall working with the adjuster(s) assigned to their insurance claim, Alabama provides an Online Consumer Complaint Form that can be submitted to the Department of Insurance.
Continue Reading
I recently received an inquiry concerning how long an insured has to file an initial property damage claim in Alabama.
Continue Reading
So far, I have addressed thirty states in this series on calculating actual cash value. This blog is to provide an update on the discussion in my earlier post, Calculating Actual Cash Value, Part 24: Alabama.
Continue Reading
This week in the series on calculating actual cash value, we are studying Alabama, nicknamed the “Yellowhammer State,” after the state bird.
Continue Reading
The next stop on our 50-state tour of claims handling guidelines is the Yellowhammer State – Alabama.
Continue Reading
In April I advised that Representative Jimmy Martin introduced Alabama House Bill 181 on February 11, 2016, for the regulation of public adjusters in Alabama.
As I discussed in Alabama Bad Faith: Part 1, Alabama distinguishes between bad faith refusal and bad faith delay cases.
I was recently approached by a policyholder inquiring whether he had a viable claim for bad faith under Alabama law. In responding to his inquiry I did quite a bit of research and will share my findings with you now in this two-part blog on Alabama Bad Faith.
As many readers know, Alabama does not currently license public adjusters. The Alabama State Bar takes the position that the actions of a public adjuster constitute the unlicensed practice of law.