Wildfires

An Insurer Cannot Design a Lead Investigation Meant to Avoid Finding Lead

Aug 01, 2026 By Chip Merlin

Lead Does Not Disappear in the Smoke: What Scientific Research Is Finding Inside Standing Homes

Jul 31, 2026 By Chip Merlin

Essential Steps for Colorado Policyholders After a Devastating Wildfire Loss

Jul 01, 2026 By Jonathan Bukowski

Abalone, Wildfire, and Efficient Proximate Cause: A Very California Insurance Coverage Lesson

Jun 15, 2026 By Chip Merlin

The New Wildfire Building Code Isn’t a Law, but It Impacts Your Policy

Apr 03, 2026 By Chip Merlin

Nevada’s Wildfire Coverage Exclusion vs. California’s Mandatory Fire Coverage

Feb 03, 2026 By Derek Chaiken

The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

Jan 19, 2026 By Chip Merlin

One Year After the Wildfires and the Real Insurance Fire Still Burns

Jan 07, 2026 By Chip Merlin

Enhancing Community Safety Starts with Honest Conversations About Wildfire Risk

Dec 01, 2025 By Chip Merlin

Smoke Is Physical Damage Which May Not Be Paid Without Verification

Nov 12, 2025 By Chip Merlin

Colorado Warns Insurers: Don’t Undermine Coverage for Smoke, Soot, and Ash Damage

Oct 22, 2025 By Chip Merlin

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

Sep 14, 2025 By Mara Essick