Wildfires

The New Wildfire Building Code Isn’t a Law, but It Impacts Your Policy

Apr 03, 2026 By Chip Merlin

Nevada’s Wildfire Coverage Exclusion vs. California’s Mandatory Fire Coverage

Feb 03, 2026 By Derek Chaiken

The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

Jan 19, 2026 By Chip Merlin

One Year After the Wildfires and the Real Insurance Fire Still Burns

Jan 07, 2026 By Chip Merlin

Enhancing Community Safety Starts with Honest Conversations About Wildfire Risk

Dec 01, 2025 By Chip Merlin

Smoke Is Physical Damage Which May Not Be Paid Without Verification

Nov 12, 2025 By Chip Merlin

Colorado Warns Insurers: Don’t Undermine Coverage for Smoke, Soot, and Ash Damage

Oct 22, 2025 By Chip Merlin

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

Sep 14, 2025 By Mara Essick

Are California Insurers Playing “See No Evil” When It Comes to Wildfire Smoke?

Jun 06, 2025 By Chip Merlin

California Wildfires, Toxic Residue, and the Legal Duty Insurers Can’t Ignore

May 09, 2025 By Chip Merlin

Every Claims Professional Must Read Putnam Now: Emotional Recovery After Wildfire Loss

Apr 17, 2025 By Chip Merlin

The Hidden Danger of Force-Placed Insurance After the Palisades and Eaton Fires

Mar 25, 2025 By Derek Chaiken