Policy Language

In California, Homeowners Insurance Policies Must Disclose What Kind of “Replacement Cost” Coverage Exists for the Insured

May 01, 2012 By Merlin Law Group

Eastern District Court Rulings show that California Courts Strictly Interpret Insurance Policies

Feb 15, 2012 By Merlin Law Group

What is a Proof of Loss and Are You Required to Submit One?

Dec 15, 2011 By Larry Bache

Collapse Coverage: Is Coverage Triggered When the Building Shows Signs Of Distress, When Collapse Is Imminent, Or When It Crumbles To The Ground?

Nov 09, 2011 By Merlin Law Group

The Fortuity Doctrine, Part 2: Deconstructing the All-Risk Policy

Oct 13, 2011 By Merlin Law Group

The Fortuity Doctrine: Deconstructing the All-Risk Policy

Oct 06, 2011 By Merlin Law Group

What Are Coinsurance Clauses and Do Courts Enforce Them?

Sep 29, 2011 By Larry Bache

Wind-Driven Rain Versus Wind-Created Opening in a Building and Potential Coverage Implications

Sep 19, 2011 By Shaun Marker

The Latent Defect or Inherent Vice Exclusion: Deconstructing the All-Risk Policy

Sep 15, 2011 By Merlin Law Group

Claim Preparation Expenses: The Cost May Be Covered Under the Policy

Aug 27, 2011 By Merlin Law Group

Waiver and Estoppel May Prevent Denial of Coverage When the Insurer Knows a Policyholder Is Not In Compliance With Policy Conditions

Aug 26, 2011 By Larry Bache

Deconstructing the All-Risk Policy: The Smog, Smoke, Vapor or Gas Exclusion

Aug 25, 2011 By Merlin Law Group