Policy Language

Extra Expense Coverage Is About Business Survival, Not Just Saving the Insurer Money

Sep 11, 2026 By Chip Merlin

The Left Margin Wins: Fifth Circuit Upholds State Farm’s Restrictive Extra Expense Language

Sep 10, 2026 By Chip Merlin

When the Insurance Company’s Policy Interpretation Is Not the Only Reasonable One

Aug 20, 2026 By Etienne Font

AI Found an Insurance Coverage Issue the Researchers Missed: What That Means for Legal Scholarship

Aug 19, 2026 By Chip Merlin

Courts Have Long Known Insurance Policies Are Hard to Understand: New Research Shows Why

Aug 18, 2026 By Chip Merlin

Insurance Experts Can Misread an Insurance Policy: What a Remarkable Virginia Law Review Study Really Shows

Aug 17, 2026 By Chip Merlin

The Gap Between Insurer White-Glove Promises and Policy Fine Print

Jul 17, 2026 By Chip Merlin

A Sewer Backup Endorsement That Vanished When It Was Needed Most

May 30, 2026 By Chip Merlin

Can Insurers Ban Policyholders from Hiring Public Adjusters? A New York Lawsuit Raises Troubling Questions

May 20, 2026 By Chip Merlin

The Illusion of Cyber Coverage: How a Court Narrowed Social Engineering Insurance

Apr 14, 2026 By Chip Merlin

Why Do Judges Keep Demanding That Policyholders Understand the Insurance Contract?

Apr 11, 2026 By Chip Merlin

Ambiguity Is Discovered by Those Who Know Where to Look

Apr 09, 2026 By Chip Merlin