Policy Language

Reading is Fundamental: Court Finds Vandalism Exclusion Denies Coverage to Intentionally Set Fire

May 03, 2016 By Merlin Law Group

More Money for Less Coverage

Apr 25, 2016 By Merlin Law Group

What Is a Permissions Granted Clause and How Does It Affect a Carrier’s Ability to Disclaim Property Losses for Increased Hazards?

Apr 13, 2016 By Merlin Law Group

Homeowners: Do Not Accept a Certificate of Insurance as the Only Proof of Insurance

Mar 18, 2016 By Merlin Law Group

Ambiguous Terms in Arkansas

Feb 15, 2016 By Merlin Law Group

Anticoncurrent Causation Clauses in Illinois

Feb 02, 2016 By Merlin Law Group

New Appraisal Clauses Change Appraisal

Jan 27, 2016 By Chip Merlin

Review of the Farmers “Next Generation” Homeowner’s Policy, Part 4: Special Limits On Certain Personal Property

Jan 07, 2016 By Merlin Law Group

Insurance Company Has to Have Reasonable Requests Pursuant to the Policy

Oct 31, 2015 By Merlin Law Group

Replacement Cost With Like Kind and Quality and ALE During Construction Awarded: Ambiguous Policy Language is Construed Against the Insurance Company

Oct 11, 2015 By Merlin Law Group

Latent Defect Language Listed to Avoid Paying for a Covered Loss is an Old Excuse and Sometimes Only Latent Defects Get Coverage

Oct 03, 2015 By Merlin Law Group

Anti-Concurrent Cause Exclusions Invite Unreasonable Denials and Worthless Property Insurance Coverage

Sep 25, 2015 By Chip Merlin