Exclusion

“Residence Premises” and Other Killer Exclusions, Part One

Feb 17, 2024 By Chip Merlin

The Unique Texas Method of Treating Exclusions Regarding Multiple Causes of Loss

Jan 02, 2024 By Chip Merlin

Hail and Coverage Exclusions Which Do Not Apply

Nov 03, 2023 By Chip Merlin

Mathew “One T” Mulholland Does a Great Job Educating Georgia Public Adjusters on Georgia’s Efficient Proximate Cause Doctrine and How It Applies to the Wear and Tear Exclusion 

Oct 11, 2023 By Chip Merlin

Can an Insurer Collect Premiums and Waive Coverage Defenses of Vacancy?

Sep 17, 2023 By Chip Merlin

The Concept of Fortuity and The Wear and Tear Exclusion 

Jul 28, 2023 By Chip Merlin

Vacancy Is Not the Same as Occupancy

Jun 05, 2023 By Chip Merlin

Developers, Commercial Owners, and Property Managers Need to Be Aware of Vacancy Clauses

Jun 04, 2023 By Chip Merlin

Does Your Boat Insurance Require You to Have a Trailered Boat Behind a Secured Fence?

Mar 28, 2023 By Chip Merlin

Is Termite Damage Covered

Jun 17, 2022 By Kyle Bugden

Is Bat Infestation and Damage Covered Under A Homeowners Policy?

Jun 01, 2022 By Chip Merlin

Reading Your Full Policy, a Cautionary Tale

Apr 08, 2022 By Kyle Bugden