Exclusion

The Unique Texas Method of Treating Exclusions Regarding Multiple Causes of Loss

Jan 02, 2024 By Chip Merlin

Hail and Coverage Exclusions Which Do Not Apply

Nov 03, 2023 By Chip Merlin

Mathew “One T” Mulholland Does a Great Job Educating Georgia Public Adjusters on Georgia’s Efficient Proximate Cause Doctrine and How It Applies to the Wear and Tear Exclusion 

Oct 11, 2023 By Chip Merlin

Can an Insurer Collect Premiums and Waive Coverage Defenses of Vacancy?

Sep 17, 2023 By Chip Merlin

The Concept of Fortuity and The Wear and Tear Exclusion 

Jul 28, 2023 By Chip Merlin

Vacancy Is Not the Same as Occupancy

Jun 05, 2023 By Chip Merlin

Developers, Commercial Owners, and Property Managers Need to Be Aware of Vacancy Clauses

Jun 04, 2023 By Chip Merlin

Is Termite Damage Covered

Jun 17, 2022 By Merlin Law Group

Is Bat Infestation and Damage Covered Under A Homeowners Policy?

Jun 01, 2022 By Chip Merlin

Reading Your Full Policy, a Cautionary Tale

Apr 08, 2022 By Merlin Law Group

Right to Repair: The Intersection of the Managed Repair Program and the Faulty Workmanship Exclusion

Feb 09, 2022 By Merlin Law Group

Insurance Carriers Often Misapply Their Policies: The Exterior Paint Or Waterproofing Exclusion Does Not Apply To Stucco Surfaces

Dec 29, 2021 By Larry Bache