Coverage

Why Are They Called “Declarations” Pages? Because They Declare More Than Most Policyholders Realize

Mar 21, 2026 By Chip Merlin

Insurance Is the Hidden Engine of Tornado Recovery

Mar 12, 2026 By Chip Merlin

Nevada’s Wildfire Coverage Exclusion vs. California’s Mandatory Fire Coverage

Feb 03, 2026 By Derek Chaiken

Is the Damaged Property Covered Property?

Nov 20, 2025 By Chip Merlin

What is The Difference Between Blanket and Scheduled Limit Insurance?

Jun 22, 2025 By Chip Merlin

Appraisal Isn’t Everything: Why Coverage Still Controls Insurance Payments After Appraisal

May 24, 2025 By Chip Merlin

The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage

Apr 29, 2025 By Chip Merlin

The Hidden Danger of Force-Placed Insurance After the Palisades and Eaton Fires

Mar 25, 2025 By Derek Chaiken

Detached Garage Disaster: Why Your Home Insurance Might Not Protect You

Mar 12, 2025 By Chip Merlin

Illinois Condo Repair Dilemma: Will the Association Pay or Is It Coming Out of Your Pocket?

Mar 03, 2025 By Emily Cabadas

Insuring Unmarried Couples—Is There Coverage?

Feb 24, 2025 By Chip Merlin

When Vultures Circle, Coverage Can Be a Hard Bird to Land

Dec 21, 2024 By Chip Merlin