Coverage

Who Pays the Costs to Prevent a Loss?

Nov 24, 2023 By Chip Merlin

Insurance Commissioners and Regulators Need to Protect Policyholders From Disappearing Actual Cash Value Benefits

Nov 21, 2023 By Chip Merlin

Qualification and Experience Requirements of High Risk Property Insurance Policies

Oct 06, 2023 By Chip Merlin

Did a Major Insurer Admit in Its Claims Manual Coding That Covid-19 Causes Physical Loss?

Jul 09, 2023 By Chip Merlin

What Comes First—The Appraisal or The Coverage Determination?

Feb 14, 2023 By Chip Merlin

The Underinsurance Gap: Who Is Truly in a Better Situation To Determine the Full Amount of Property Insurance Required on a Structure?

Jan 24, 2022 By Chip Merlin

The Wildfire Underinsurance Gap

Jan 19, 2022 By Chip Merlin

Beware of Avoidable Coverage Gaps with California FAIR Plan Companion Endorsements

Jan 17, 2022 By Mark Dillman

The Champlain Towers Collapse Catastrophe and Purchasing the Right Insurance

Nov 19, 2021 By Chip Merlin

State Farm New Policy Filing In California Should Be Concerning To All In the Property Insurance Industry—An Example Is the New Appraisal Language

Nov 11, 2021 By Chip Merlin

Hurricane Ida Asbestos Removal Costs Covered—Subscribe to FC&S

Sep 27, 2021 By Chip Merlin

“Residence Premises” and “Where You Reside” Insurance Coverage Gaps—The Killer Exclusion That Is Not Listed as an Exclusion: Part Two

Jul 23, 2021 By Chip Merlin