States

The Hidden Game Inside Xactimate: A Federal Judge Pulls Back the Curtain

Aug 26, 2025 By Chip Merlin

Judge Slams Door on Citizens’ Arbitration Scheme

Aug 22, 2025 By Chip Merlin

The Battle Over Constructive Total Loss with Demolition Orders and Newer Anti-Concurrent Causation Language

Aug 18, 2025 By Chip Merlin

Is It a Total Constructive Loss if Demolition Is Mandated?

Aug 17, 2025 By Chip Merlin

When Wind Is in the Chain: How an Anti-Concurrent Causation Clause and No Ensuing Loss Argument Sank a Commercial Windstorm Claim

Aug 12, 2025 By Chip Merlin

Was it Vandalism by the Contractor or Defective Workmanship?

Aug 10, 2025 By Chip Merlin

Montana Valued Policy Law and Supplemental Coverages

Aug 05, 2025 By Julian Ziaggi

The Fifth Circuit Establishes an Important Framework for Louisiana Homeowners to Prevail Under Forced-Placed Insurance Policies

Aug 04, 2025 By Lantz Savage

The Small Print That Could Cost You Thousands: Lessons from Minnesota’s Latest Insurance Ruling on Building Codes

Aug 03, 2025 By Chip Merlin

The Forced DOAH Arbitrations Are Halted and Declared Likely Unconstitutional

Aug 02, 2025 By Chip Merlin

Smoke, Ash, and Denials: FAIR Plan Faces Legal Fire Over Wildfire Smoke Damage Claims

Aug 01, 2025 By Chip Merlin

Why One Man’s Lies Cost a Business $1.96 Million in Insurance: Understanding the Innocent Insured Doctrine

Jul 30, 2025 By Chip Merlin