States

The California Fair Plan: A Guarantee Against Bankruptcy Amidst Los Angeles Wildfires

Jan 13, 2025 By Chip Merlin

The Community Necessity to Make Structures More Insurable and Resilient to Loss

Jan 13, 2025 By Chip Merlin

When Can Public Adjusters Start Soliciting California Wildfire Claims?

Jan 12, 2025 By Derek Chaiken

Wildfire Devastation—What Next?

Jan 11, 2025 By Chip Merlin

What to Expect After the Los Angeles Wildfires

Jan 10, 2025 By Derek Chaiken

The Hidden Health Risks in Fire-Surviving Structures

Dec 31, 2024 By Matthew Stalcup

When is a Collapse Not a Collapse? The Importance of Proving Damages for Partial Losses

Dec 17, 2024 By Chip Merlin

Roofers and Restoration Contractors Need to Nail Down Contract Terms: Unenforceable Agreements in the Insurance Restoration Industry Are Common but Often Not Challenged

Dec 16, 2024 By Chip Merlin

Policyholders Win a Covid Case! North Carolina Supreme Court Rules Government Closure Order Can Result In “Direct Physical Damage”

Dec 15, 2024 By Chip Merlin

Can Insurance Companies Sue Public Adjusters for Not Being Licensed or Not Having a Valid Contract?

Dec 12, 2024 By Chip Merlin

What is a “Dwelling” “Structure” or Not a “Building Structure” Under Homeowners Policy? Policy Definitions and Reading the Full Policy Are Keys to Finding Coverage

Dec 11, 2024 By Daniel Veroff

Florida Insurance Agent Standard of Care and the “Special Relationship” They Share with the Insured

Dec 08, 2024 By Jimmy DePalo