States

North Carolina Clarifies Causation Test in All-Risk Property Insurance Policies

Feb 22, 2026 By Chip Merlin

Plain Meaning Prevails: What the Texas Supreme Court’s Windstorm Ruling Means for Policyholders

Feb 21, 2026 By Larry Bache

Why Are So Many Wildfire-Damaged Homes Still Untouched More Than a Year Later?

Feb 20, 2026 By Derek Chaiken

Join Us at PCAPIA Legislative Day in February—And Don’t Miss the Merlin Mingle

Feb 19, 2026 By Daniel Veroff

Why is State Farm in the News So Often About Claims-Handling Issues?

Feb 18, 2026 By Chip Merlin

Why Is the State Farm Wildfire Market Conduct Exam Taking So Long? This Matters to Los Angeles Policyholders

Feb 17, 2026 By Chip Merlin

AI Property Insurance Claim Thoughts from New Orleans

Feb 13, 2026 By Chip Merlin

Why Do So Many Disaster Claims Feel Like a Fight by Design?

Feb 10, 2026 By Chip Merlin

“Property” Means More Than Machines: Lessons About Restoration Periods and Extra Expense

Feb 09, 2026 By Chip Merlin

Cyber Business Income Claims After a Data Breach: Are Lost Clients and Lost Trust Covered Losses?

Feb 08, 2026 By Chip Merlin

Insures Don’t Get to Deny and Escape RCV Promises

Feb 07, 2026 By Chip Merlin

Smoke Without Flames Is Still a Fire: Lessons from a New York Smoke Damage Battle

Feb 06, 2026 By Chip Merlin