States

It’s Time: California Needs Science-Based Standards for Wildfire Insurance Claims

Jan 29, 2026 By Derek Chaiken

Ice Dams, Lay Witnesses, and Bad Faith Claim Handling

Jan 28, 2026 By Chip Merlin

The Accusation Was Loud and Dismissal Silent: Ricky McGraw Fraud Case Dismissed

Jan 27, 2026 By Chip Merlin

Causation in Texas Is Not a Guessing Game and Critical for Recovery

Jan 26, 2026 By Chip Merlin

Why Is State Farm Asking the Oklahoma Supreme Court to Protect Its Secret Claims Playbook?

Jan 22, 2026 By Chip Merlin

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

Jan 17, 2026 By Chip Merlin

Loss Payee Is Not Enough: A Hard Lesson for Property Owners and Managers on Tenant-Placed Insurance

Jan 14, 2026 By Chip Merlin

Washington’s Proposed Claims Handling Regulations Matter, and Other States Should Pay Attention

Jan 11, 2026 By Chip Merlin

Wrong Application Answer Becomes Coverage Achilles’ Heel

Jan 10, 2026 By Chip Merlin

One Year Later: What the Altadena and Palisades Fires Really Taught Us About Smoke, Contamination, and Claims

Jan 08, 2026 By Derek Chaiken

One Year After the Wildfires and the Real Insurance Fire Still Burns

Jan 07, 2026 By Chip Merlin

Wildfires, Frustration, and the Question Everyone Is Asking: What Really Happens Next?

Jan 05, 2026 By Chip Merlin