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California Wildfires, Toxic Residue, and the Legal Duty Insurers Can’t Ignore

May 09, 2025 By Chip Merlin

Why You Must Bring More Than Invoices: What Public Adjusters and Policyholders Must Learn About Proof of Damages

May 08, 2025 By Chip Merlin

NFIP Escapes Payment with Form Over Substance Rules: The Need for Reform of the National Flood Insurance Program

May 06, 2025 By Chip Merlin

Vacancy, Occupancy, and Arson Will Always Invite Coverage Issues

May 05, 2025 By Chip Merlin

What Do Judges Consider When Selecting Umpires? Proximity Is a Factor

May 04, 2025 By Chip Merlin

Why Did a Judge Select the Policyholder’s Umpire Over State Farm’s Nominees?

May 03, 2025 By Chip Merlin

Underinsured and Unprotected: Are California Insurance Agents to Blame?

May 02, 2025 By Chip Merlin

The Unappreciated Role of the Insurance Defense Attorney

May 01, 2025 By Chip Merlin

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Apr 30, 2025 By Chip Merlin

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Apr 28, 2025 By Chip Merlin

Suit-Limitation Clauses in Property Insurance—File Fast or Lose Everything

Apr 27, 2025 By Chip Merlin

Restoration Contractors Should Provide Written Notice of AOB

Apr 26, 2025 By Chip Merlin

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