States

California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Jun 12, 2025 By Chip Merlin

Protective Safeguard Endorsements Are Dangerous to Coverage

Jun 11, 2025 By Chip Merlin

Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

Jun 10, 2025 By Chip Merlin

Don’t Like the Appraisal Award? Here’s Why That’s Not Enough to Avoid Its Finality

Jun 09, 2025 By Chip Merlin

When the Named Insured Dies: A Hard Lesson on Coverage, Legal Standing, and Policy Renewal

Jun 08, 2025 By Chip Merlin

Will California’s Smoke Claims Task Force Actually Protect Homeowners?

Jun 07, 2025 By Chip Merlin

Are California Insurers Playing “See No Evil” When It Comes to Wildfire Smoke?

Jun 06, 2025 By Chip Merlin

Lawyers Are Not Subject to Insurance Department Jurisdiction

Jun 05, 2025 By Chip Merlin

Appraisal Award Upheld for Amount Greater than Policyholder’s Original Proof of Loss

Jun 04, 2025 By Chip Merlin

When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Jun 03, 2025 By Chip Merlin

Colorado Bad Faith Requires Proof of Unreasonable Conduct

Jun 02, 2025 By Chip Merlin

Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid?

Jun 01, 2025 By Chip Merlin