States

Untangling Loss, Delay, and Coverage: A California Appraisal Lesson from an Out-of-State Claim

Dec 05, 2025 By Chip Merlin

Court Orders USAA to Appraisal Despite Remaining Coverage Concerns

Dec 04, 2025 By Chip Merlin

Pre-Loss Roofing and Construction Assignments Under Fire: Iowa Says No

Dec 03, 2025 By Chip Merlin

Residency, Responsibility, and Risk: Who Lives in a Home Is a Huge Coverage Issue

Dec 02, 2025 By Chip Merlin

A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building

Nov 29, 2025 By Chip Merlin

DOAH for Everyone? What Citizens’ “arbitration” teaches us about fairness for all Florida policyholders

Nov 22, 2025 By Steven Bush

Travelers Smoke and Soot Case Opinion Revised

Nov 21, 2025 By Chip Merlin

Los Angeles County Takes on State Farm Over Wildfire Claims

Nov 20, 2025 By Chip Merlin

Is the Damaged Property Covered Property?

Nov 20, 2025 By Chip Merlin

Do Insurance Policies Cover Mudslides from Atmospheric Rivers? California’s Efficient Proximate Cause Rule Explained

Nov 19, 2025 By Derek Chaiken

Citizens’ DOAH Numbers Tell the Real Story: It’s About Cutting Costs and Not Helping Policyholders

Nov 18, 2025 By Chip Merlin

“Matching” Meets Appraisal: Why Ohio Missed the Mark on What Appraisal Really Means

Nov 17, 2025 By Chip Merlin