States

AI Property Insurance Claim Thoughts from New Orleans

Feb 13, 2026 By Chip Merlin

Why Do So Many Disaster Claims Feel Like a Fight by Design?

Feb 10, 2026 By Chip Merlin

“Property” Means More Than Machines: Lessons About Restoration Periods and Extra Expense

Feb 09, 2026 By Chip Merlin

Cyber Business Income Claims After a Data Breach: Are Lost Clients and Lost Trust Covered Losses?

Feb 08, 2026 By Chip Merlin

Insures Don’t Get to Deny and Escape RCV Promises

Feb 07, 2026 By Chip Merlin

Smoke Without Flames Is Still a Fire: Lessons from a New York Smoke Damage Battle

Feb 06, 2026 By Chip Merlin

How Insurance Lobbyists Quietly Hijack State Law

Feb 05, 2026 By Chip Merlin

The Hidden “Wind-Driven Rain” Trap in Water Damage Claims

Feb 04, 2026 By Chip Merlin

Nevada’s Wildfire Coverage Exclusion vs. California’s Mandatory Fire Coverage

Feb 03, 2026 By Derek Chaiken

Texas Is Becoming a Game of Procedural Precision Where Claim Attention to Detail Is Paramount

Feb 02, 2026 By Chip Merlin

“Below the Deductible” Isn’t the End of the Story in Hail Damage Ruling

Feb 01, 2026 By Chip Merlin

Trump’s Executive Order Promises Speed but Wildfire Survivors Wait on Insurance Checks

Jan 30, 2026 By Chip Merlin