States

The Long Shadow of State Farm’s Water Damage Exclusions

Dec 12, 2025 By Chip Merlin

Fight Over Appraisal: Tennessee Court Reaffirms What Appraisers Can and Cannot Decide

Dec 11, 2025 By Chip Merlin

Florida’s New Artificial Intelligence Claims Bill

Dec 09, 2025 By Chip Merlin

What Insurance Companies Don’t Want You to Know About Their Secret Claims Initiatives

Dec 08, 2025 By Chip Merlin

Indiana Condo Repair Dilemma: Limited Common Area Fixture, Who Pays?

Dec 07, 2025 By Emily Cabadas

Untangling Loss, Delay, and Coverage: A California Appraisal Lesson from an Out-of-State Claim

Dec 05, 2025 By Chip Merlin

Court Orders USAA to Appraisal Despite Remaining Coverage Concerns

Dec 04, 2025 By Chip Merlin

Pre-Loss Roofing and Construction Assignments Under Fire: Iowa Says No

Dec 03, 2025 By Chip Merlin

Residency, Responsibility, and Risk: Who Lives in a Home Is a Huge Coverage Issue

Dec 02, 2025 By Chip Merlin

A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building

Nov 29, 2025 By Chip Merlin

DOAH for Everyone? What Citizens’ “arbitration” teaches us about fairness for all Florida policyholders

Nov 22, 2025 By Steven Bush

Travelers Smoke and Soot Case Opinion Revised

Nov 21, 2025 By Chip Merlin