States

Washington’s Proposed Claims Handling Regulations Matter, and Other States Should Pay Attention

Jan 11, 2026 By Chip Merlin

Wrong Application Answer Becomes Coverage Achilles’ Heel

Jan 10, 2026 By Chip Merlin

One Year Later: What the Altadena and Palisades Fires Really Taught Us About Smoke, Contamination, and Claims

Jan 08, 2026 By Derek Chaiken

One Year After the Wildfires and the Real Insurance Fire Still Burns

Jan 07, 2026 By Chip Merlin

Wildfires, Frustration, and the Question Everyone Is Asking: What Really Happens Next?

Jan 05, 2026 By Chip Merlin

Can an Insurer Demand Multiple Proofs of Loss? A Partial Proof May Be Enough

Jan 04, 2026 By Chip Merlin

Reading Between the Lines of California’s $22.4 Billion Wildfire Claims Announcement

Jan 02, 2026 By Chip Merlin

What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance?

Dec 26, 2025 By Chip Merlin

Public Adjuster Contract Compliance – Who is Responsible When Rules Are Not Clear?

Dec 23, 2025 By Picl Guest Blogger

A Wrong Insurance Application Answer Destroys Coverage

Dec 22, 2025 By Chip Merlin

Tackling the Toxic Aftermath: Insights from United Policyholders’ “Wildfire Smoke Damage and Your Insurance Rights” Webinar

Dec 21, 2025 By Daniel Veroff

The “Cosmetic Damage Exclusion” Won: What a Court Said About Hail-Dented Metal Roofs

Dec 20, 2025 By Chip Merlin