Chip Merlin

Why Are They Called “Declarations” Pages? Because They Declare More Than Most Policyholders Realize

Mar 21, 2026 By Chip Merlin

What Is Reasonable Care to Maintain Heat in a Frozen Pipe Claim?

Mar 20, 2026 By Chip Merlin

State Farm Deserves Credit for Wildfire Risk Awareness

Mar 19, 2026 By Chip Merlin

Georgia’s One-Year Suit Limitation Strikes Again

Mar 18, 2026 By Chip Merlin

Guess What the Court Will Do with the Appointment of an Umpire

Mar 17, 2026 By Chip Merlin

How Do Judges Decide Which Appraisal Umpire to Appoint?

Mar 16, 2026 By Chip Merlin

Copper Theft, Vandalism, and Insurance Coverage: Courts Continue to Reach Different Results

Mar 15, 2026 By Chip Merlin

Insurance Is the Hidden Engine of Tornado Recovery

Mar 12, 2026 By Chip Merlin

If It Takes a Lawyer to Do the Math of Interest Owed, Do We Have a Bigger Problem?

Mar 11, 2026 By Chip Merlin

A Rare COVID Insurance Victory Proves Courts Must Read the Full Policy

Mar 10, 2026 By Chip Merlin

The Importance of Determining the Hail Loss Date

Mar 09, 2026 By Chip Merlin

Excess Insurance Towers Are Complex and Not for Rookie Claims Handlers

Mar 08, 2026 By Chip Merlin