Chip Merlin

The Commercial Crime Policy May Not Protect You from a Forged Merchant Agreement and DocuSign Fraud

Feb 16, 2026 By Chip Merlin

Can Policyholders Rely Upon What Property Claims Adjusters Tell Them?

Feb 15, 2026 By Chip Merlin

Not Every “Flood” Is a Flood and Why the Source of the Water Matters

Feb 14, 2026 By Chip Merlin

AI Property Insurance Claim Thoughts from New Orleans

Feb 13, 2026 By Chip Merlin

Storm Restoration Contractor Summit Is a Hit

Feb 12, 2026 By Chip Merlin

Why Do So Many Disaster Claims Feel Like a Fight by Design?

Feb 10, 2026 By Chip Merlin

“Property” Means More Than Machines: Lessons About Restoration Periods and Extra Expense

Feb 09, 2026 By Chip Merlin

Cyber Business Income Claims After a Data Breach: Are Lost Clients and Lost Trust Covered Losses?

Feb 08, 2026 By Chip Merlin

Insures Don’t Get to Deny and Escape RCV Promises

Feb 07, 2026 By Chip Merlin

Smoke Without Flames Is Still a Fire: Lessons from a New York Smoke Damage Battle

Feb 06, 2026 By Chip Merlin

How Insurance Lobbyists Quietly Hijack State Law

Feb 05, 2026 By Chip Merlin

The Hidden “Wind-Driven Rain” Trap in Water Damage Claims

Feb 04, 2026 By Chip Merlin