Chip Merlin

The Insurance Industry’s Forgotten Truth: It Was Never Meant to Be a Free Market

May 02, 2026 By Chip Merlin

Are We Being Overcharged for Insurance?

May 01, 2026 By Chip Merlin

The Danger Hidden in Your Proof of Loss: A Costly Lesson from an Appraisal Fee Case

Apr 30, 2026 By Chip Merlin

Georgia Is a Valued Policy Law State Regarding Residential Structures

Apr 28, 2026 By Chip Merlin

Why Insurance Adjusters Are Afraid to Tell the Truth

Apr 27, 2026 By Chip Merlin

Water Claims, Denials, and the Quiet Battle Over Time

Apr 26, 2026 By Chip Merlin

Water Loss from Burst Pipes and Denials—A Big Win for Policyholders

Apr 24, 2026 By Chip Merlin

The Insurance Industry’s Dirty Little Secret: Filing a Claim Makes Customers Leave

Apr 23, 2026 By Chip Merlin

The Dirty Secret of Claims Handling: Why the System Is Failing Policyholders and Who Has the Courage to Admit It?

Apr 21, 2026 By Chip Merlin

The AAA Umpire in Insurance Appraisals

Apr 20, 2026 By Chip Merlin

A Retired Judge, a Hailstorm, and a “Corporate Secret”

Apr 19, 2026 By Chip Merlin

Arson Found at Summary Judgment? A Decision That Should Make Every Policyholder Nervous

Apr 18, 2026 By Chip Merlin