Chip Merlin

Business Interruption and Extra Expense Insurance are the Most Important Commercial Coverages–and Often the Most Overlooked at Point of Sale and Adjustment

Oct 26, 2009 By Chip Merlin

Valuation Issues in Florida, Part I: The Historical Purpose of Valued Policy Laws

Oct 25, 2009 By Chip Merlin

Do State Farm Customers Really Hate State Farm as State Farm’s Attorneys Publicly Argue They Do?

Oct 23, 2009 By Chip Merlin

“At War With The Weather” is a Must Read for Those Involved in the Debate of the Florida Property Insurance Market

Oct 22, 2009 By Chip Merlin

Associated Industries and Private Insurers Want Florida Policyholders to Pay as Much as Possible for Property Insurance

Oct 21, 2009 By Chip Merlin

Under What Circumstances Can a Policyholder Refuse to Answer a Question at an Examination Under Oath and Not Lose Policy Benefits?

Oct 21, 2009 By Chip Merlin

“Physical Damage” as Loss of Function, Value or Use: Perhaps The Reasonable Expectations Doctrine is Not So Dead

Oct 20, 2009 By Chip Merlin

A Law Professor Asks: Is The Reasonable Expectations Doctrine Dead?

Oct 19, 2009 By Chip Merlin

A Katrina Love Story Involving a Very Talented Young Public Adjuster

Oct 18, 2009 By Chip Merlin

TAPIA is Formed and the Unauthorized Practice of Law is Discussed

Oct 16, 2009 By Chip Merlin

Obtaining Full Replacement Cost Benefits Through Replacement at a Different Location–Texas Style

Oct 15, 2009 By Chip Merlin

Replacement Cost Implications by Replacing at Another Location: Answering the Question if You Have to Repair or Replace at the Same Premises to Obtain the Holdback of Full Replacement Cost Benefits

Oct 14, 2009 By Chip Merlin