Chip Merlin

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

Jan 17, 2026 By Chip Merlin

Limited Code Upgrade Coverage Means No Full Replacement Costs

Jan 16, 2026 By Chip Merlin

All Hail the Royal Throne: A Preview of the Steve Badger Roast at SRC Summit

Jan 15, 2026 By Chip Merlin

Loss Payee Is Not Enough: A Hard Lesson for Property Owners and Managers on Tenant-Placed Insurance

Jan 14, 2026 By Chip Merlin

Nostalgia Is Not a Claims Strategy

Jan 13, 2026 By Chip Merlin

Understanding Federal Crop Insurance Claims

Jan 12, 2026 By Chip Merlin

Washington’s Proposed Claims Handling Regulations Matter, and Other States Should Pay Attention

Jan 11, 2026 By Chip Merlin

Wrong Application Answer Becomes Coverage Achilles’ Heel

Jan 10, 2026 By Chip Merlin

One Year After the Wildfires and the Real Insurance Fire Still Burns

Jan 07, 2026 By Chip Merlin

RoofCON a Big Hit—USAA a Winner!

Jan 06, 2026 By Chip Merlin

Wildfires, Frustration, and the Question Everyone Is Asking: What Really Happens Next?

Jan 05, 2026 By Chip Merlin

Can an Insurer Demand Multiple Proofs of Loss? A Partial Proof May Be Enough

Jan 04, 2026 By Chip Merlin