Chip Merlin

Between Watchdogs and Wildfires: Rethinking Prop 103 in California’s Insurance Crisis

Sep 16, 2025 By Chip Merlin

Lessons for Mortgagees, Banks, and Loss Payees About Property Insurance Time Deadlines

Sep 15, 2025 By Chip Merlin

Are You a Contender or a Pretender?

Sep 13, 2025 By Chip Merlin

Can Insurers Successfully Demand Line-Item Appraisal Awards?

Sep 10, 2025 By Chip Merlin

Public Adjuster Fees Require Contract Compliance

Sep 09, 2025 By Chip Merlin

Can Public Adjusters Fees Be Collected Under Claims Adjustments Expense?

Sep 08, 2025 By Chip Merlin

Does the Insurance Carrier Pay the Public Adjuster Fee?

Sep 07, 2025 By Chip Merlin

Does An Insurer Have a Right to Take Property or Claim Salvage Absent Policy Language?

Sep 05, 2025 By Chip Merlin

Florida Regulators Fine Insurers Over $2 Million for Hurricane Claims Misconduct: Is It More Show Than Substance?

Sep 03, 2025 By Chip Merlin

Public Adjusters: Actual Cash Value and Complete Expert Reports are Essential

Sep 02, 2025 By Chip Merlin

Smoke, Soot, and Ash Testing Is Important

Aug 31, 2025 By Chip Merlin

Smoke and Soot Are Covered Causes of Loss

Aug 30, 2025 By Chip Merlin