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State Farm’s Wildfire Claim Playbook: The Rules Behind Smoke, Soot, Ash, and Valuation

Jul 28, 2026 By Chip Merlin

The Hail Claim Playbook: Why State Farm’s Training May Become Exhibit A in Oklahoma

Jul 27, 2026 By Chip Merlin

The One Church Decision Says Much About Appraisal and Claims Culture

Jul 25, 2026 By Chip Merlin

Pollock v. Federal: Nine Lessons for Palisades and Altadena Wildfire Smoke Claims

Jul 22, 2026 By Daniel Veroff

The Expert You Like May Be the Expert the Judge Excludes

Jul 19, 2026 By Rudy Tap

Did Allstate’s Good Hands Hide a Disaster Payment Minimization Scheme?

Jul 08, 2026 By Chip Merlin

Texas Bad Faith Law Lets the Claims File Grade Its Own Exam

Jul 06, 2026 By Chip Merlin

The Problem Claim: Joel Gumbiner’s NAPIA Checklist Every Claims Professional Should Study

Jun 27, 2026 By Chip Merlin

A Sewer Backup Endorsement That Vanished When It Was Needed Most

May 30, 2026 By Chip Merlin

Fence Me In! Court Refuses to Let an Impossible Protective Safeguard Defeat Coverage

May 26, 2026 By Chip Merlin

Texas Supreme Court Reaffirms Johnson

May 12, 2026 By William "Trey" Flournoy

TDI’s Proposed Appraisal Rules: A Step Forward but with a Few Rough Edges

Apr 29, 2026 By William "Trey" Flournoy