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AI and Drones Are Judging Your Claim and Property Without You Knowing

Apr 01, 2026 By Chip Merlin

State Farm’s Appraisal Trap: How New Appraisal Language Is Winning Cases Before They Begin

Mar 31, 2026 By Chip Merlin

Are Engineering Standards Being Rewritten to Control Outcomes?

Mar 24, 2026 By Chip Merlin

What Is Reasonable Care to Maintain Heat in a Frozen Pipe Claim?

Mar 20, 2026 By Chip Merlin

State Farm Deserves Credit for Wildfire Risk Awareness

Mar 19, 2026 By Chip Merlin

The Wrong Lawyer Can Turn a Valuation Dispute into a Total Loss

Mar 04, 2026 By Chip Merlin

Not Every “Flood” Is a Flood and Why the Source of the Water Matters

Feb 14, 2026 By Chip Merlin

Ice Dams, Lay Witnesses, and Bad Faith Claim Handling

Jan 28, 2026 By Chip Merlin

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

Jan 17, 2026 By Chip Merlin

One Year Later: What the Altadena and Palisades Fires Really Taught Us About Smoke, Contamination, and Claims

Jan 08, 2026 By Derek Chaiken

Wildfires, Frustration, and the Question Everyone Is Asking: What Really Happens Next?

Jan 05, 2026 By Chip Merlin

Frozen Pipes, Water Loss, and Winter Lessons

Dec 16, 2025 By Chip Merlin