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Untangling Loss, Delay, and Coverage: A California Appraisal Lesson from an Out-of-State Claim

Dec 05, 2025 By Chip Merlin

Court Orders USAA to Appraisal Despite Remaining Coverage Concerns

Dec 04, 2025 By Chip Merlin

Pre-Loss Roofing and Construction Assignments Under Fire: Iowa Says No

Dec 03, 2025 By Chip Merlin

Enhancing Community Safety Starts with Honest Conversations About Wildfire Risk

Dec 01, 2025 By Chip Merlin

Gimme the Money Back! Can an Insurer Change Its Mind After Payment?

Nov 14, 2025 By Chip Merlin

Court Rejects Appraisal Protocol

Nov 13, 2025 By Chip Merlin

How Different States Treat Proof of Loss Mistakes and Deficiencies

Nov 11, 2025 By Chip Merlin

Large Commercial Loss Handling: The Costly Mistake of Forgetting the Other Layers

Oct 15, 2025 By Chip Merlin

Skipping the EUO and Refusing to Produce Documents Cost a $3 Million Claim

Oct 07, 2025 By Chip Merlin

When Insurers’ Own Science Shows Small Hail Can Wreck Roofs

Sep 18, 2025 By Chip Merlin

Can Insurers Successfully Demand Line-Item Appraisal Awards?

Sep 10, 2025 By Chip Merlin

Smoke and Soot Are Covered Causes of Loss

Aug 30, 2025 By Chip Merlin