Search Results

Wildfires, Frustration, and the Question Everyone Is Asking: What Really Happens Next?

Jan 05, 2026 By Chip Merlin

Clearance Before Occupancy: Why EFRU Is Right About Smoke and Soot Testing

Nov 16, 2025 By Chip Merlin

Smoke Is Physical Damage Which May Not Be Paid Without Verification

Nov 12, 2025 By Chip Merlin

Colorado Warns Insurers: Don’t Undermine Coverage for Smoke, Soot, and Ash Damage

Oct 22, 2025 By Chip Merlin

Public Adjusters Strike Back: FAPIA and NAPIA Sue Velocity Risk Over Anti-Public Adjuster Endorsements

Oct 12, 2025 By Chip Merlin

A Costly Lesson for Aging Homeowners and Their Advisors

Oct 04, 2025 By Chip Merlin

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

Sep 14, 2025 By Mara Essick

Smoke and Soot Are Covered Causes of Loss

Aug 30, 2025 By Chip Merlin

Rebuild or Risk It? The Fire Protocols Challenging Whether Insurers Place Profits Over Policyholder Safety

Jun 26, 2025 By Chip Merlin

Are California Insurers Playing “See No Evil” When It Comes to Wildfire Smoke?

Jun 06, 2025 By Chip Merlin

California Wildfires, Toxic Residue, and the Legal Duty Insurers Can’t Ignore

May 09, 2025 By Chip Merlin

Private Equity Meets Public Adjusting: Opportunity or Alarm Bell?

Apr 19, 2025 By Chip Merlin