Nashville is a mess. My wife asked me to turn on the news and we watched a tractor trailer floating down a street. "Oh, my God!" was my response as I watched.

Traveling from one disaster to another and talking with those involved and living through the impact is difficult. Most people need reassurance that others know, understand and care. Others are understandably frustrated and angry with the entire situation. When talking with seasoned catastrophe adjusters, virtually all have stories of just staying, sitting and holding hands with our brothers and sisters as they sob and then get to the point of being able to function. All victims eventually want to know where they stand and what they can do to recover.

I suggest that all take a minute to reflect upon your emotions as you contemplate a video from the Great Nashville Flood of 2010:

Part of the reason insurance exists is to help soften this emotional toll through a prearranged financial rescue. The Tennessee Insurance Litigation Blog had a gallows humorous post, Anybody Got an Ark? before the full impact of the water became apparent:

Not much legal analysis here but . . . it is coming an absolute flood in West TN. We’ve got about 6 inches of rain in the past few hours, with that much or more coming over the next 24 hours. I may have to call in the cavalry and get Chip Merlin and company to help with all the water/wind claims. Stay dry!

I wish I could wave a magic wand and make it all a bad dream.