Total Loss

How Are Hurricane Katrina Losses Similar to the Los Angeles Wildfire Losses?

Aug 27, 2025 By Chip Merlin

The Battle Over Constructive Total Loss with Demolition Orders and Newer Anti-Concurrent Causation Language

Aug 18, 2025 By Chip Merlin

Is It a Total Constructive Loss if Demolition Is Mandated?

Aug 17, 2025 By Chip Merlin

Lessons from Constructive Total Loss in Property Insurance

Aug 16, 2025 By Chip Merlin

Montana Valued Policy Law and Supplemental Coverages

Aug 05, 2025 By Julian Ziaggi

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Apr 30, 2025 By Chip Merlin

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Apr 28, 2025 By Chip Merlin

California is Not a Valued Policy Law State—California Has a Valued Policy Law for Valued Policies

Jan 19, 2025 By Chip Merlin

Do Policyholders Have to Fill Out Personal Property Inventory Forms Following a Total Loss?

Dec 11, 2023 By Chip Merlin

Two Fires Means Two Potential Policy Limits

Jan 26, 2022 By Chip Merlin

Total Loss Does Not Mean Supplemental Coverages Get Paid—Ceballo Overruled Mierzwa So That Law and Ordinance Does Not Get Automatically Paid Following a Total Loss

Jun 14, 2021 By Chip Merlin

Determination of a Total Loss May Require an Expert

May 13, 2020 By Christina Phillips