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Total Loss

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Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Apr 30, 2025 By Chip Merlin

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Apr 28, 2025 By Chip Merlin

California is Not a Valued Policy Law State—California Has a Valued Policy Law for Valued Policies

Jan 19, 2025 By Chip Merlin
Couple looking at a destroyed property

Do Policyholders Have to Fill Out Personal Property Inventory Forms Following a Total Loss?

Dec 11, 2023 By Chip Merlin

Two Fires Means Two Potential Policy Limits

Jan 26, 2022 By Chip Merlin

Total Loss Does Not Mean Supplemental Coverages Get Paid—Ceballo Overruled Mierzwa So That Law and Ordinance Does Not Get Automatically Paid Following a Total Loss

Jun 14, 2021 By Chip Merlin

Determination of a Total Loss May Require an Expert

May 13, 2020 By Christina Phillips

Pending California Property Insurance Legislation – A Continued Expansion of Insured’s Rights

Jun 23, 2019 By Victor Jacobellis

Total Loss and Constructive Total Loss in Florida

Sep 11, 2018 By Chip Merlin

Tornado Questions: Texas Total Loss Rule, Fires vs. Tornadoes, and Personal Property Damages

Jan 03, 2016 By Merlin Law Group

What Constitutes a Total Loss in Hawaii?

Jul 08, 2014 By Merlin Law Group

What Constitutes a Total Loss in South Dakota?

Jun 17, 2014 By Merlin Law Group

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