Surplus Lines

A New York Lesson for a Florida Loss: Why Prompt Notice of Loss and Policy Language Matter More Than You Think

Mar 30, 2026 By Chip Merlin

What Does “Follow the Form” Mean In Modern Insurance Practice?

Dec 27, 2025 By Etienne Font

What Is the E&S Market? Why Is AIG Suing a Startup?

Apr 02, 2025 By Chip Merlin

Arbitration In New York? Sue Your Insurance Agent

Jan 05, 2024 By Chip Merlin

Public Adjusters Beware of Arbitration Clauses Changing State Law

Aug 20, 2021 By Chip Merlin

What are Surplus Lines Carriers and How Are They Different From Admitted Carriers?

Aug 15, 2020 By Merlin Law Group

Excess and Surplus Lines Insurers Are Ignoring Florida’s Insurance Commissioner Notice To Do Whatever It Takes

Aug 25, 2019 By Chip Merlin

Surplus Lines Carriers Select Arbitration and Choice of Law in New York to Pay Less Coverage and Less on Claims

Mar 22, 2019 By Chip Merlin

Arbitration Clause Requiring New York Law and New York Arbitration Cited as Avoidance of Florida Lawsuit—Another Instance of Surplus Lines Insurer Abuse in Florida

Mar 20, 2019 By Chip Merlin

Are Surplus Lines Carriers Responsible for Attorney’s Fees in Florida?

Jul 30, 2013 By Larry Bache

Surplus Lines Insurers Are Not Always “Relieved” To Be Free From Regulation Under The Florida Insurance Code

Aug 13, 2012 By Shaun Marker

Care Must Be Taken To Be Sure Surplus Insurance Policies Meet The Consumers’ Needs And Do Not Contain Surprises

Jul 02, 2012 By Shaun Marker