Replacement Cost

Insures Don’t Get to Deny and Escape RCV Promises

Feb 07, 2026 By Chip Merlin

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

Jan 17, 2026 By Chip Merlin

The Price of Homeownership: When Insurance Becomes the Breaking Point

Nov 08, 2025 By Chip Merlin

Homeowners Can Claim Replacement Costs Even if Repairs Aren’t Done

Jun 19, 2025 By Chip Merlin

ACV, RCV, and GCOP: Why the Ninth Circuit’s Ruling Matters to Claims Professionals and Policyholders

Apr 18, 2025 By Chip Merlin

What Does Replacement Cost Insurance Pay If There Has Not Been Repair or Replacement?

Sep 05, 2024 By Chip Merlin

Bill Wilson Explains the Myth of the 180-Day Replacement Period

Jun 30, 2024 By Chip Merlin

Colorado Division of Insurance Introduces Updates to Homeowner Insurance Coverage and Disclosure Requirements

Jun 12, 2024 By Matthew Stalcup

Replacement Cost Is Theoretical Even If Replacement Has Been Made

Jun 04, 2024 By Chip Merlin

Fannie Mae and Freddie Mac Guidelines to Insure at Full Replacement Cost Finally Hit the Insurance Media

May 08, 2024 By Chip Merlin

Does a Structure Have a Market Value? Arriving at Actual Cash Value In Partial Loss Situations Before Replacement Cost Policies Existed

Nov 20, 2023 By Chip Merlin

Functional Replacement Cost

Nov 19, 2023 By Merlin Law Group