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Replacement Cost Implications by Replacing at Another Location: Answering the Question if You Have to Repair or Replace at the Same Premises to Obtain the Holdback of Full Replacement Cost Benefits

Oct 14, 2009 By Chip Merlin

Matching Lawsuit and Order that Makes the Policyholder’s Point

Oct 04, 2009 By Chip Merlin

Insurance Agents and Policyholders Need to Schedule Jewelry for Better Coverage

Sep 27, 2009 By Chip Merlin

Cosmetic Damage is “Physical Damage” and Recoverable Under a Property Insurance Policy

Sep 14, 2009 By Chip Merlin

Physical Damage is Needed to Collect for Loss of Warranty

Sep 13, 2009 By Chip Merlin

Is Your College Kid’s Stuff Covered Under a Homeowner’s Policy?

Sep 04, 2009 By Chip Merlin

Risk Managers Claim Contingent Brokerage and Agent Fees are a Conflict of Interest

Jul 31, 2009 By Chip Merlin

FC&S Says Ensuing Loss Coverage Applies to Chinese Drywall Claims

Jun 29, 2009 By Chip Merlin

The Dirty Secret of Exclusions Some Major Insurance Companies Like State Farm, Allstate, Nationwide and even USAA, Do Not Want You to Think About

Jun 18, 2009 By Chip Merlin

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