National Flood Program

Not Every “Flood” Is a Flood and Why the Source of the Water Matters

Feb 14, 2026 By Chip Merlin

Exact Proofs of Loss and Flood Claims: Procedure Drowns Reality

Jan 21, 2026 By Chip Merlin

Does Congress Simply Not Care About Homeowners at Flood Risk?

Oct 02, 2025 By Chip Merlin

Is Suing National Flood Worse Than the Actual Flood?

Oct 01, 2025 By Chip Merlin

Court Rules Flood Insurance Lawsuit Time-Barred: The Lesson of the One-Year Clock

Jul 02, 2025 By Chip Merlin

Top Mistakes That Can Destroy Your Flood Insurance Claim

May 27, 2025 By Chip Merlin

NFIP Escapes Payment with Form Over Substance Rules: The Need for Reform of the National Flood Insurance Program

May 06, 2025 By Chip Merlin

Partial Denials Start Statute of Limitations Time Clock in National Flood Claims

Apr 14, 2025 By Chip Merlin

National Flood Claims Have a One-Year Statute of Limitations

Dec 23, 2024 By Chip Merlin

National Flood Proofs of Loss for Hurricanes Helene and Milton Extended to 180 Days

Dec 20, 2024 By Chip Merlin

2024 National Flood Insurance Program Proof of Loss for Building and Contents

Oct 31, 2024 By Ashley Harris

Insurance Agents Get a Free Pass for Negligence with NFIP Policies: Federal Courts Create an Alice in Wonderland Defense

Oct 30, 2024 By Chip Merlin