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A chalkboard with the words ISO in front (Insurance Services Office) and “Virus Exclusion Endorsement” written on the board in chalk.

What is the Insurance Services Office?

Dec 03, 2023 By Chip Merlin

Things To Consider When Selling Property With an Open Insurance Claim

Dec 03, 2023 By Merlin Law Group

The Standard Steve Badger Appraisal Clause

Dec 01, 2023 By Chip Merlin

What Happens if the Court Appointed Umpire Ruins the Appraisal? Is There a “Do Over?”

Nov 30, 2023 By Chip Merlin
Close-up of dictionary definition of “discrimination” to signify discussion of insurance redlining

Insurance Redlining: What Is It?

Nov 28, 2023 By Chip Merlin

The Specified Causes of Loss and Falling Objects—Can Debris Travelling Down a Mountain Be a Falling Object Triggering Coverage?

Nov 27, 2023 By Chip Merlin

Falling Objects Coverage – Are You Covered For That Tree Limb That Just Came Through Your Roof?

Nov 25, 2023 By Yanet Cordova Quintero

Who Pays the Costs to Prevent a Loss?

Nov 24, 2023 By Chip Merlin

A Thanksgiving Reflection for Policyholders

Nov 23, 2023 By Chip Merlin

Does a Structure Have a Market Value? Arriving at Actual Cash Value In Partial Loss Situations Before Replacement Cost Policies Existed

Nov 20, 2023 By Chip Merlin
Are you covered? Understanding functional replacement cost can help you determine the best policy for you.

Functional Replacement Cost

Nov 19, 2023 By Merlin Law Group

The Courts Just Made It Tougher for Adjusters and Engineers to Use Some Automated Weather Reports

Nov 18, 2023 By Picl Guest Blogger

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