Hail

Small Hail, Big Consequences: IBHS Study Is Now Published

Sep 30, 2025 By Chip Merlin

When Insurers’ Own Science Shows Small Hail Can Wreck Roofs

Sep 18, 2025 By Chip Merlin

State Farm Wins Texas Worn-Out Roof Damage Case: Lesson About Texas Hail Damage Cases, Expert Testimony, and the Very Unique Texas Concurrent Causation Rule

Nov 30, 2024 By Chip Merlin

State Farm Wins Alabama Worn Out Roof Damage Case: Lesson About Hail Damage Cases, Expert Testimony, and Investigation Standards

Nov 29, 2024 By Chip Merlin

What Is Cosmetic Damage?

Jul 25, 2024 By Chip Merlin

Drew Houghton Featured in Hail Damage Webinar Today

Jul 25, 2024 By Chip Merlin

Concurrent Causation Texas Style—How Policyholders and Public Adjusters Can Prevent Losing Causation In Texas

Jan 03, 2024 By Chip Merlin

The Unique Texas Method of Treating Exclusions Regarding Multiple Causes of Loss

Jan 02, 2024 By Chip Merlin

Cosmetic Damage Hail Issues—Biased Engineering Reports and Bad Faith

Nov 15, 2023 By Chip Merlin

Hail and Coverage Exclusions Which Do Not Apply

Nov 03, 2023 By Chip Merlin

Is Hail Damage Involving Matching an Issue For an Appraisal Panel or Courts In Colorado? Can and Should a Late Paying and Underpaying Insurer Escape Accountability For Bad Faith in Colorado?

Sep 12, 2023 By Chip Merlin

Hail Damage Claims and Neighboritis

May 30, 2023 By Chip Merlin