Ensuing Loss

When Rain Finds a Defect, Coverage Should Not Disappear

Jul 11, 2026 By Chip Merlin

Is an Ensuing Loss Really Required to Be Unforeseeable?

Jul 03, 2026 By Chip Merlin

A Burst Pipe Becomes an “Earth Movement,” Defeating The Purpose of Insurance

Nov 04, 2025 By Chip Merlin

When Wind Is in the Chain: How an Anti-Concurrent Causation Clause and No Ensuing Loss Argument Sank a Commercial Windstorm Claim

Aug 12, 2025 By Chip Merlin

When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Jun 03, 2025 By Chip Merlin

Ensuing Loss Clauses Are Often Confusing

Mar 24, 2025 By Chip Merlin

From Exclusions to Coverage: Court Says No to Insurer’s Overly Broad Use of Exclusions

Feb 02, 2025 By Emily Cabadas

State Farm Wins Worn-Out Plumbing Case: Ensuing Water Damage Not Covered Under State Farm’s Language

Dec 01, 2024 By Chip Merlin

Understanding Ensuing Loss Coverage in Insurance Policies

Aug 03, 2024 By Steven Bush

How to Argue an Ensuing Loss Exception to a Policy Exclusion—Water Damage Is Often a Covered Ensuing Loss

Jul 02, 2024 By Chip Merlin

Washington Supreme Court Reaffirms the Broad Nature of Ensuing Loss Exceptions to Exclusions

Mar 16, 2024 By Daniel Veroff

Is Faulty Design and Construction Always Excluded?

Dec 24, 2022 By Chip Merlin