Endorsements

Insurance Is Not a Commodity: Don’t Buy the Cheap Farmers Homeowners Policy, Which Becomes Costly After a Fire

Jul 21, 2025 By Chip Merlin

Protective Safeguard Endorsements Are Dangerous to Coverage

Jun 11, 2025 By Chip Merlin

Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

May 22, 2025 By Chip Merlin

Inflation Guard Endorsements: A Possible Double-Edged Sword for Property Insurance Coverage

Nov 23, 2024 By Chip Merlin

What Are Protective Safeguard Endorsements?

Jun 01, 2024 By Chip Merlin

Why Are Protective Safeguard Endorsements Dangerous? An Insurance Agent’s Prospective

Jan 16, 2024 By Chip Merlin

Protective Safeguard Endorsements — A Warning Every Policyholder Should Receive About Protective Safeguards

Jan 14, 2024 By Chip Merlin

No Business Income and Extra Expense Coverage Limit to Flood Endorsement

Aug 27, 2022 By Chip Merlin

Overbroad Denial Letters Are Deceptive and Not in Good Faith

Apr 24, 2022 By Chip Merlin

Reading Your Full Policy, a Cautionary Tale

Apr 08, 2022 By Merlin Law Group

Limited Water Damage Endorsement Will Not Limit the Liability for the “Tear Out” Costs

Apr 01, 2022 By Merlin Law Group

Right to Repair: How People’s Trust Insurance Company’s Preferred Contractor Endorsement Leaves Policyholders Over a Barrel

Jan 08, 2022 By Merlin Law Group