COVID-19

A Rare COVID Insurance Victory Proves Courts Must Read the Full Policy

Mar 10, 2026 By Chip Merlin

Policyholders Win a Covid Case! North Carolina Supreme Court Rules Government Closure Order Can Result In “Direct Physical Damage”

Dec 15, 2024 By Chip Merlin

Reflections on the Erie COVID-19 MDL: A Bittersweet Journey Through Unprecedented Insurance Coverage Territory

Oct 27, 2024 By Chip Merlin

No Coverage for Covid Losses—California Supreme Court Follows Other Courts and Holds for Insurers

May 24, 2024 By Chip Merlin

What is the Insurance Services Office?

Dec 03, 2023 By Chip Merlin

Did a Major Insurer Admit in Its Claims Manual Coding That Covid-19 Causes Physical Loss?

Jul 09, 2023 By Chip Merlin

Cat Urine That Smells Bad is Covered But Not Covid, Which Can Kill You

May 22, 2023 By Chip Merlin

“Physical Loss” and “Physical Damage” Are Still Being Debated—United Policyholders Is Still Fighting The Good Fight 

Feb 08, 2023 By Chip Merlin

The Difference in the Outcome of Your COVID-19 Business Interruption Suit May Depend on Which Court You File In

Nov 12, 2022 By Merlin Law Group

Science Debunks Insurers False Opinions That Covid Does Not Physically Damage Property

Jun 25, 2022 By Chip Merlin

Louisiana Appellate Court Finds Coverage For Covid Business Losses

Jun 20, 2022 By Chip Merlin

Wisconsin Supreme Court Rules Covid Does Not Cause Physical Loss or Damage

Jun 02, 2022 By Chip Merlin