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An image of space debris in orbit around the Earth demonstrates just how expansive the definition of “falling objects” can be.

What Are Specified Perils? What Counts as a “Falling Object”?

Aug 15, 2024 By Chip Merlin

Is Roof Decking Replacement Covered by Insurance?

May 13, 2024 By Edward Eshoo

Electrical Arcing Versus Fire Damage Claims—What is Covered and Why Equipment Breakdown Coverage Should Be Sold With Every Commercial Policy

Feb 21, 2024 By Chip Merlin

“Residence Premises” and Other Killer Exclusions, Part One

Feb 17, 2024 By Chip Merlin

Does Coverage Have to Be Determined Before Appraisal Occurs in Florida?

Feb 05, 2024 By Chip Merlin
Montgomery Bus Boycott

Martin Luther King and the Lloyds of London Rescue of the Montgomery Bus Boycott

Jan 15, 2024 By Chip Merlin
Damaged shingles on a roof in reference to Kentucky’s matching shingle

Colorado Requires Cosmetic Matching

Jan 12, 2024 By Matthew Stalcup

The Specified Causes of Loss and Falling Objects—Can Debris Travelling Down a Mountain Be a Falling Object Triggering Coverage?

Nov 27, 2023 By Chip Merlin

Falling Objects Coverage – Are You Covered For That Tree Limb That Just Came Through Your Roof?

Nov 25, 2023 By Yanet Cordova Quintero

Who Pays the Costs to Prevent a Loss?

Nov 24, 2023 By Chip Merlin

Insurance Commissioners and Regulators Need to Protect Policyholders From Disappearing Actual Cash Value Benefits

Nov 21, 2023 By Chip Merlin

Qualification and Experience Requirements of High Risk Property Insurance Policies

Oct 06, 2023 By Chip Merlin

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