All Risk

North Carolina Clarifies Causation Test in All-Risk Property Insurance Policies

Feb 22, 2026 By Chip Merlin

The Basics of All Risk Insurance and Fortuity

Dec 28, 2025 By Chip Merlin

When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Jun 03, 2025 By Chip Merlin

Is Loss to Frozen Embryos Covered? A Case Study in Named Perils Coverage for Personal Property

Jul 16, 2023 By Chip Merlin

Michigan Appraisals and Standard Fire Policies

May 17, 2023 By Chip Merlin

Jewelry Insurance and The Missing Wedding Band—Avoiding the Mysterious Disappearance Exclusion

Apr 20, 2023 By Chip Merlin

Did The Homeowners All Risk Insurance Policy Provide More Coverage in 1959 Than It Does Today?

Jun 23, 2021 By Chip Merlin

Court Rejects Jury Instruction Inconsistent with Concurrent Causation Doctrine; Remands for New Trial

Feb 08, 2018 By Merlin Law Group

Policy Interpretation Matters for Coverage Application and Court Reminds Insurance Company that it Wrote the Policy

Jun 18, 2016 By Merlin Law Group

All-Risk Coverage Includes Damage to Buildings Caused by Vehicles that Plow into Buildings

Apr 23, 2016 By Merlin Law Group

With an All-Risk Policy, Does the Policyholder Have to Specify What the Covered Peril Is?

Sep 10, 2013 By Shaun Marker

Is The “Act Of God” Or “Act of Nature” Defense Misplaced in First-Party Property All-Risk Policies?

Sep 03, 2013 By Shaun Marker